Multi Car help

[Kier]

I've been contacted by Admiral about multi car.

My insurance is due at the end of the month, and my step dads is March.

They've said it will be £610 for me, and £15ish a month for my step dad from March to September.

Cheapest quotes so far have been £750ish (with Elephant).

My question is. Does my step dad and I get separate NCB? If I crash will it effect my step dads insurance in anyway?

I'm a little bit tempted as it is only £40 more than last year (with a non fault claim), but I'm not keen on Elephant/Admiral customer service.

Any advice would be great.

 

[Most Easterly Pandas]

My question is. Does my step dad and I get separate NCB? If I crash will it effect my step dads insurance in anyway?

Correct, NCD remain different, the only time you affect each others is if named drivers on each others cars and smash the car up your a named driver on.

Admiral cover is a tad poor imo, like you say.

Thought about try direct line, as they do a multi car, or Aviva or do multi vehicle?