Hugging Lamp Posts

[Top Shotta]

Well i put my car into a lamp post last night, cars a write off. i dont want to claim as i am 20 days from 2 years no claims. i havent informed my insurer yet, but should i. As i think i gunna have to pay for the lamp post to be fixed.

Do i tell them and get lamp post fixed, or do i not tell them and hope the lampost wont cost 2 much.

Lamp post was bent, falling over and the top poped off

thanks

 

[dave]

you dont have to tell insurance, but you should tell the people that own the lamp post, but most wouldn't if they wasn't seen

 

[JFL]

lamp post depending on which one can cost quite a lot to repair

i was lucky when i wrote my car off i hit a tree, and not the signs that were a few metres on front of it because that could have been quite expensive

i would tell them and at least get it off your chest.

and if youve crashed, i think it will affect your ncb wether you have 1 yr or 2

 

[Top Shotta]

well police were there so local council no about the lamp post

 

[custard]

hold on josh.informing the insurer is a bit silly.
of course that depends on the op's premiums and the cost of the lampost.

to the op are you 3rd party or fully comp?

 

[a1ant]

Hi,

By law you should inform you insurance company (weather you are going to claim or not). If the police attended, then they will be passing your details on to the local authority and they will put a claim in to your insurance company for the cost of the lampost. Just so you are aware, the average cost of repplacing a lampost (depending on what type you hit) is around £5000.

Bad luck, hope you get it all sorted
Alan

 

[Top Shotta]

iam 3rd party TnT, £5000. think i will have to tell them 2moz then

 

[custard]

yikes,yup for that figure its insurance for sure.
end of the day thats what its for

next time watch out for them jumping out in front of you

 

[Focus Owner]

Say it was not properly lit and so when you went to swerve from that dark blue car on your side of the road and so you hit the lamp post because you could not see it

 

[custard]

does that mean on an unlit road you can hit anything?

 

[Focus Owner]

I don't know but its a good enough excuse also blames liability on another car which no one can trace

well otherwise the concil just put a psot in to crash into which is danjerouse

 

[Most Easterly Pandas]

Say it was not properly lit and so when you went to swerve from that dark blue car on your side of the road and so you hit the lamp post because you could not see it

Ha. lol.

 

[Focus Owner]

I was seriouse

 

[Charlotte]

I've dealt with a couple of claims where drivers have gone into local authority lamp posts or street furnature and was shocked at the cost they charged! £1600 for a re paint of where the car hit

 

[phil_charman]

Woah hold on there, I did exactly the same some few years ago, the lampost was £1500 and that was a double lampost. I ended up forking out for tow away and stroage, I just rang the council and told them I would pay given the circumstances. still costs alot but depends on the worth of the car and the need for NCD, I had only past my test 20 days and I write off my one owner AX GT. This was over 7 years ago, so I suppose a lampost would be slightly more now....