Get the cost down?

[bradley606]

okay i need a list of stuff that i can do to get the cost of my insurance down. i know the main one is get older but that takes time. i am 20 so i am just about 2 peak. but what can i do besides put it in a garage. direct line wont insure me for alloys but my last car they did. any ideas why?

 

[fenton_jd]

I'm 19 and have a 1.2 GP active in chemical grey.

Absolute cheapest quote I can find right now (no no claims, held my license for a year) is £1200ish from swinton. At the moment I'm with direct line, paying £1,700ish but my policy expires in march so I'm waiting the remaining time out then changing as my old policy expires so I get my no claims.

Theres not much you can do tbh aged 20. It's going to be expensive either way.

All you can do is 'live in a better area' this will save you up to £300 (done identical quotes using different postcodes), get older. Try adding a parent to the policy (for me this either makes no difference or makes it more expensive).

Your basically just going to have to build your no claims.

 

[bradley606]

i am 888 a year. thinking of adding an alarm. really want my alloys but tehy said no. my dad is on my policy and he has a rally certificates and was a driving instructor 2.

 

[Most Easterly Pandas]

i am 888 a year. thinking of adding an alarm. really want my alloys but tehy said no. my dad is on my policy and he has a rally certificates and was a driving instructor 2.

My mum was a driving instructor (ADI) but putting her on, put it up by £5

So she soon came off

 

[Juliet Bravo]

putting a female on a policy nearly always always brings it down
advanced driving course
garaging your car or even having it off road on your drive
limiting your miles to 6k a year
getting a Thatcham cat 1 or cat 2 alarm immobiliser
strange as it may seem putting anybody on your policy who drives for a living or does loads of miles will increase your premium

 

[loudpunto]

if you can get someone else to go on admiral multicar as it seriously saved me and my dad some money saved me over £500 and reduced my dads by £50 from what his previous cheapest quote was im 20 and all mods declared and its £500ish :slayer:

 

[Most Easterly Pandas]

if you can get someone else to go on admiral multicar as it seriously saved me and my dad some money saved me over £500 and reduced my dads by £50 from what his previous cheapest quote was im 20 and all mods declared and its £500ish :slayer:

But don't it mean if one of you crashes, you buggar up the others No Claims Discount