chopping springs was daft when people started doing it decades ago, and many many fatalities later people are still considering it. if you cant afford lowering springs just go without. would you drink petrol if you didnt have any water handy? no because its a stupid idea, just like chopping springs.
chopped springs are well known to come out of their seats and cause serious loss of handling, usualy on tight bends over a bump, when you really dont want it happening. the result is almost always the car going off the road and hitting whatever is in the way. take your pick, a tree, a wall, a person, another car, either way you'll be dead or in serious trouble. plus your insurance will be void if they find the chopped springs while they're removing your corpse from the wreckage, not that you'll care once you're comfy in your coffin.