Hi - I am new to this - driven both the Diesel and TA - TA for me
Looked at the Privelege (British cycling member) finance options last quarter and they looked attractive - not good this quarter (jan 15 on). Fiats lo cost finance appears to be £580 less over 4 yrs!! - perhaps wait till March end for next quarter - any thoughts / advice?

First up, TA is the right choice.
I made my purchase December 22, last day of trading for the dealer for the year.
I was a cash buyer and spoke to the dealer about the British cycling option.
OK so this is what I was told, I beleve it to be true ?
He says to take advantage of any scheme I would also have to buy on finance,
Also to use the cycling scheme (BCS) I would need to apply to BCS for a voucher wait to be accepted & then return to the dealer weeks later with my voucher to make my purchase.
I actually ended up with the friends & family discount, I believe it was so dealer could put the sale on his 2014 books ( I dont care why, I just ment I didn't have the hassle of useing BSC).
To get the best from the offer put down the maximum deposit and pay over the shortest time. My finance is about £8.5k over 2 years and if I let it go full term it will have cost me £200, I can pay it off after 6 months without any penalties.

I'm not sure that's correct, when I bought my 4x4 in 2013 I contacted fiat to ask if there was a cash discount available on the IAM privilege scheme as I didn't want to buy it on finance. I was given 15% off the car and all factory-fit options....

Will be on the phone to Fiat direct Monday - thanks

triumph7 said:

I'm not sure that's correct, when I bought my 4x4 in 2013 I contacted fiat to ask if there was a cash discount available on the IAM privilege scheme as I didn't want to buy it on finance. I was given 15% off the car and all factory-fit options....

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Yes you're right, it's wrong!

You currently get 17% as a cash buyer. This also applies to all factory fitted options, as you said.

It may be someone is muddling up the Affinity scheme (discount), and privilege scheme (finance).

17% now! Wow, getting better......

triumph7 said:

17% now! Wow, getting better......

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Yes but when you got yours you couldn't get a discount via a dealer. You actually got a cracking deal on a newly launched car.

Non 4x4/Trekking/Cross versions are at 20% reflecting the higher discounts available in a dealer on the "cooking" models I'm sure.

That's true. Can't complain at all, very happy

triumph7 said:

That's true. Can't complain at all, very happy

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Happier still I'm sure if we get some proper snow!! I want a foot, for about 2 weeks, to properly test if the mk3 & mk4 Panda's are as good as the mk2! :slayer:

Am I eligible for 17% discount on the Affinity scheme as a British Cycling member?

cariadycwm said:

Am I eligible for 17% discount on the Affinity scheme as a British Cycling member?

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I don't know, I'm not a member, sorry. You would be as a member of the Fiat Motor Club.

I'd have thought the answer was yes, but Carl05 was told his membership of BC didn't qualify unless it was financed. You need to be talking to your scheme administrator to find out what you're eligible for & how it works. A voucher sounds right, but it doesn't delay the ordering process, and shouldn't take weeks - you may not even need the voucher depending on how the dealer verifies your eligibility.

I guess you're in Wales by your username

Good luck

im getting a trekking and on finance, got £3250 off of the price due to BSC [it tooks days to sort that out NOT week and it was so easy and painless, they sent me the voucher code really quickly]

ive got it over 3yrs and interest is £4.90

why pay cash??? why dont you put the cash away and pay monthly??? dont give them all the money up front, i wouldnt

£3250 off of the price due to BSC [it tooks days to sort that out NOT week and it was so easy and painless, they sent me the voucher code really quickly

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Maybe I was told "several weeks" due to it being christmas eve and everyone would be closing up for the holidays.

Cross ordered yesterday - £3400 Privilege discount - 20 months finance @ 0.1% sorted!!

cariadycwm said:

Cross ordered yesterday - £3400 Privilege discount - 20 months finance @ 0.1% sorted!!

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Great news .

The strong pound ought to be encouraging Fiat to offer better deals for UK customers.