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Old 27-04-2006   #1
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What would happend if you lied about points on your licence?

What would happend if you lied about points on your licence and said you had non to an insurer?
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Old 27-04-2006   #2
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Re: What would happend if you lied about points on your licence?

I don't know if they run any sort of checks with the DVLA etc to see if you have points or not. If you took out a policy with an insurer and they later find out you lied about something like license points, then they'd probably invalidate your policy
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Old 27-04-2006   #3
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by Shenzo
What would happend if you lied about points on your licence and said you had non to an insurer?
you have no points

you shouldnt have a liscence then

On a more serious note, what chaos said + i believe insurers do check you out, its better to be safe than sorry
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Old 27-04-2006   #4
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Re: What would happend if you lied about points on your licence?

If you got your policy invalidated then you would need some serious money to get insurance in the future. You may also have your details passed to the police for fraud, driving without insurance etc.

Insurance aint fair. It's a legal requirement but the companies can charge what they like. We're over a barrel but there is nowt we can do about it.
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Old 27-04-2006   #5
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Re: What would happend if you lied about points on your licence?

you wouldnt have insurance as the info you gave them is not correct, they will only insure you if the info given is true, so its obviously not so no insurance!

Oh and you will get caught out so dont do it!
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Old 27-04-2006   #6
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Re: What would happend if you lied about points on your licence?

im sure they will check that sort of thing out
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Old 27-04-2006   #7
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by Fiat Fan
im sure they will check that sort of thing out
They only check points when you have a crash and its your fault - basically when they have to pay out. They'll send off to the dvla for information on you (including your points, type of license, length held etc) and if the information doesnt link to what you said on your policy they wont pay out simple as.
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Old 27-04-2006   #8
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Re: What would happend if you lied about points on your licence?

If you get an IN10 (Using a vehicle uninsured against third party risks), try ringing insurers and getting quotes. More than likely they will laugh at you and put the phone down.
I know of someone (a girl in her 20s called Sam ... but not THAT one ) who got an IN10. She couldn't get insured at all for a year or two after gtting her license back. When she did find people who would quote her, the quotes were well into 4 figures...
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Old 14-05-2006   #9
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by hmallett
If you get an IN10 (Using a vehicle uninsured against third party risks), try ringing insurers and getting quotes. More than likely they will laugh at you and put the phone down.
I know of someone (a girl in her 20s called Sam ... but not THAT one ) who got an IN10. She couldn't get insured at all for a year or two after gtting her license back. When she did find people who would quote her, the quotes were well into 4 figures...
H
I have an IN10 and 2 more offences on top of that and my policy was just over 2k at 19 with no ncb.

It's easy to lie to insurers but if you claim you wont get $hit.
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Old 14-05-2006   #10
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Re: What would happend if you lied about points on your licence?

Also, apart from not getting $hit out of a claim, you may find yourself subject to criminal prosecution in extreme cases.
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Old 15-05-2006   #11
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by fisel
I have an IN10 and 2 more offences on top of that and my policy was just over 2k at 19 with no ncb.

It's easy to lie to insurers but if you claim you wont get $hit.
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Old 15-05-2006   #12
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by black_cinq
They only check points when you have a crash and its your fault - basically when they have to pay out. They'll send off to the dvla for information on you (including your points, type of license, length held etc) and if the information doesnt link to what you said on your policy they wont pay out simple as.
And some don't even check then, think about it. if someone was giving you over 150 a month and you had earned 2000 out of them and they had a minor prang... would you be bothered to check up on them with all that profit????

naaaa mate.

I think the only times they check is if you cause a serious injury or rather large accident.

Don't quote me on that but thats just in the experiences I've heard of to date. Tonnes of people driving around with flase declarations to get motor insurance and tonnes of those people have had accidents and that same heavy weight of people still drive with no reprocutions.

I'm sure some companies probably do check, usually by asking for a copy of your license and plenty of us are good with *photoshop, after its photocopied whos gonna know?

*Disclaimer: you didn't read that from me.
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Old 15-05-2006   #13
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Re: What would happend if you lied about points on your licence?

I think you might find that insurers share information and do check up.
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Old 16-05-2006   #14
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Re: What would happend if you lied about points on your licence?

Quote Originally Posted by brava007
Long story but i've already been knocked pretty hard for it on here
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Old 16-05-2006   #15
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Re: What would happend if you lied about points on your licence?

If you have enough money, You don't need insurance.
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