Right, I can't seem to get my head around this.

I took out my insurance last July on a 10 month term with Admiral on my own car. My dad took out a policy with them in September and so did my brother, so they went on the multi-car policy. (both on seperate cars)

My dad got a quote today for me today, they've said if I join the multi-car policy and pay £400 (I think) to cover me until September, if I don't make a claim until then I will get my a no claims bonus for my year this month, and one in September.

That can't possibly be right can it? 2 years no claims bonus in 14 months?

I was told this before but I thought they misunderstood, which is why I got my dad to call. They both confirmed if I don't make a claim, I will have 2 years no claim bonus. Anyone able to clear this up for me?

well you've asked admiral havnt you and they said yes you have two years ncb and if you change companies they are the ones that veify it so take there word for it.