I just got my quote for next year’s insurance. It’s very reasonable at £67 but I notice I’m only covered for £7,000 in total loss, which doesn’t seem enough. I do have the advantage that if written off, I get the salvage thrown in anyway, but a relatively straight, perfectly running car with a significant amount of it’s original components would be hard to find. Most of the cars I see for sale look like either hastily renovated LHD imports and cosmetically over-restored, souped-up “Evocazione”-types which turn me off; most of them are asking for at least £7,000.
Does anyone wish to help me decide if I should ask for an increased agreed value, bearing in mind that this also needs to be realistic from the insurer’s point of view?
For those who don’t know, it’s a 1969 RHD “F”