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Old 26-07-2017   #16
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Re: Hit by uninsured driver

Quote Quote:
150 squid? is it rly worth that little
Try running your own car reg through webuyanycar.com
It can scare you ...
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Old 26-07-2017   #17
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Re: Hit by uninsured driver

Quote Originally Posted by varesecrazy View Post
Hi,
I don't know your car..
but 2300 for a Punto Mk2 is HUGE.. car is probably worth 400 to 800

@judderbar..
it's deemed as "beyond economic repair"

structural damage.. - it gets crushed


Charlie
no
for the damage i see it would be classed as cat c but might well be classed as a b because of its age and they dont sell anymore at salvage auctions
the car obviously is easily repairable and looks like it needs a bonnet xmember bumper slam pulling forward and headlight brackets hot stapling back together
only cat a get crushed and these are burnt out wrecks
it all changes in october though
see here or look to the abi for further guidance
http://www.autoexpress.co.uk/car-new...s-from-october
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Old 28-07-2017   #18
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Re: Hit by uninsured driver

Bonnet, easily replaced...scrappy's even sell them on ebay if your'e too lazy to go and get one yourself ditto front bumper.
Bonnet slam panel unbolts from the car and can be removed for repair or replacement.
Headlights can either be fixed as S and b said...or again replacements can be obtained either from Scrappy's or ebay ( i replaced one of my Mk2/B units with a brand new one sourced on ebay for 40 so not massively expensive)
Only slightly difficult one is Crossmember if it's damaged as this is welded between the 2 front Chassis rails which can cause front of car to be misaligned
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Old 28-07-2017   #19
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Re: Hit by uninsured driver

I had a good time with my insurance company when I had a bump. They gave me a cheeky amount for my Vauxhall Signum. Let's just say that I was very happy.

Chris Knott insurance have been good to me for years.

See what happens and then make a decision then.
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Old 29-07-2017   #20
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Re: Hit by uninsured driver

Thanks for the replies guys. I've just been and picked it up for the assessment garage and will see what insurance have to offer. Will keep you updated

Cheers

Neil
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Old 29-07-2017   #21
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Re: Hit by uninsured driver

My valuation was 190 stilo sporting multijet 150 nearly on 83k.Click image for larger version

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Old 30-07-2017   #22
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Re: Hit by uninsured driver

Repair information

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Old 31-07-2017   #23
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Re: Hit by uninsured driver

Quote Originally Posted by neilhaj View Post
Repair information

2k

nice

you are gonna get new parts or 2k cash money?
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Old 01-08-2017   #24
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Re: Hit by uninsured driver

Quote Originally Posted by flisko View Post
2k

nice

you are gonna get new parts or 2k cash money?
The car will be written off and I'll get car value, if I got anywhere near 800 I'd be happy but suspect it'll be much lower!
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Old 01-08-2017   #25
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Re: Hit by uninsured driver

Quote Originally Posted by neilhaj View Post
The car will be written off and I'll get car value, if I got anywhere near 800 I'd be happy but suspect it'll be much lower!


Remember you should not be left in a worse position, insurance company will offer the glasses guide value and usually what it's indicated trade value would be.

You need to be able to replace the car with a comparable vehicle and so you will need the dealer forecourt value of the car from the insurer.

Trawl auto trader to find cars with similar mileage, spec and condition and use these as examples of the price you'd have to pay to replace the car. Don't just accept what they offer.

When out Punto HGT was written off I proved that it was impossible to buy another for the silly low offer they made and proved from other cars for sale at the time, that i would need a certain amount back in order to be able to replace the car with a like for like vehicle
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Old 02-08-2017   #26
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Re: Hit by uninsured driver

Quote Originally Posted by AndyRKett View Post
Remember you should not be left in a worse position, insurance company will offer the glasses guide value and usually what it's indicated trade value would be.

You need to be able to replace the car with a comparable vehicle and so you will need the dealer forecourt value of the car from the insurer.

Trawl auto trader to find cars with similar mileage, spec and condition and use these as examples of the price you'd have to pay to replace the car. Don't just accept what they offer.

When out Punto HGT was written off I proved that it was impossible to buy another for the silly low offer they made and proved from other cars for sale at the time, that i would need a certain amount back in order to be able to replace the car with a like for like vehicle
Cheers fella. I will take all on board and prepare myself for when they finally get round to sorting out.

Thanks again everyone

Neil
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Old 2 Weeks Ago   #27
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Angry Re: Hit by uninsured driver

Sorry forgot to keep you updated on this, so here goes.

Because the geezer who hit our cars wasn't insured the insurance said i would have to claim against myself therefore lose my no claims bonus and also pay 250 excess so I told them to get fooked and if I don't go ahead would the claim be registered which they sent me confirmation in writing it wouldn't so I got my car back.

I have been driving it around since the accident and all seems good, I have just put a new bonnet on (10) and on the lookout for a new bumper however when replacing bonnet I noticed the lugs / connects for the headlights had snapped and moved a lot and the frame (hole) that holds the radiator is miles away from holding it.

My MOT is due in 50 days so was wondering if anyone knows what the criteria is and would my car fail on the above if not rectified?

Thanks guys

Neil
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Old 2 Weeks Ago   #28
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Re: Hit by uninsured driver

If the headlight beams are not aligned correctly, or are not secure, it will fail.

Replacement headlight mounting bracket kits are available from Fiat.
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Old 2 Weeks Ago   #29
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Re: Hit by uninsured driver

We can go 90 days early for the NCT. They tell you what's wrong or pass you. Either way the official test date is still the original due date.
Can you take the MoT early and get a heads up ?
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Old 2 Weeks Ago   #30
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Re: Hit by uninsured driver

Quote Originally Posted by Brendan W View Post
We can go 90 days early for the NCT. They tell you what's wrong or pass you. Either way the official test date is still the original due date.
Can you take the MoT early and get a heads up ?
If u take it for an mot - its inspection time

You can go 30days early and keep the current mot expirary date
Ie
Ur mot expires end of march
U go 1st of march and it passes, you get the an mot that expires end of march

Driving a car with known defects (ie failed mot) isnt legal, and if an accidebt occours and its higglighted u knew car was defective, u could end up in ****.....

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