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Old 25-08-2005   #31
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Re: Insurance on Uno turbo

Quote Originally Posted by jamie86
But so worth the pain everytime you have a quick stamp on the loud peddle!
no, went somewhere else and got the cover for 500 less
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Old 25-08-2005   #32
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Re: Insurance on Uno turbo

Quote Originally Posted by turboned
no, went somewhere else and got the cover for 500 less
So your paying 300 FC?

*cough* Old Git *cough*
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Old 25-08-2005   #33
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Re: Insurance on Uno turbo

yep.....8 years no claims, no points, and being 30+ will do that for your premiums....
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Old 25-08-2005   #34
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Re: Insurance on Uno turbo

I' be happy enough for my insurance to be under 1k!
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Old 25-08-2005   #35
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Re: Insurance on Uno turbo

i'm further hoping to get a slight reduction when i move house, and get a garage, though i dont think it'll be much for the last 3 months of the term, as after that i'll be changing cars, and the tub will go into hibernation
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Old 25-08-2005   #36
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Re: Insurance on Uno turbo

For what it's worth......

I live in New Zealand, and I just got insurance for my Uno Turbo (even though it's currently not running).

Full insurance, including the $2000 (not retail price either) stereo is costing me a measley $300 a year

Thats $300NZD, and I turn 19 in December.
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Old 26-08-2005   #37
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Re: Insurance on Uno turbo

Quote Originally Posted by Muzzie
For what it's worth......

I live in New Zealand, and I just got insurance for my Uno Turbo (even though it's currently not running).

Full insurance, including the $2000 (not retail price either) stereo is costing me a measley $300 a year

Thats $300NZD, and I turn 19 in December.
that actually takes the piss...... think i might move over to NZ with you

thats 116.096 GBP by the way!!

i got a quote for me and it was 2200 thats 5,686.08 NZD
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Last edited by bulldog5046; 26-08-2005 at 03:00.
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Old 26-08-2005   #38
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Re: Insurance on Uno turbo

I'm 23 and have 4 years NCB, I pay 825 on my uno turbo Fully comp and with ALL my mods declared with Adrian Flux car insurance. Thats pretty good considering i had to pay 900 on my uno when it was a 1 litre 4 years ago.

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Old 27-08-2005   #39
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Re: Insurance on Uno turbo

Hi Muzzie! Welcome to the forum.
I have no idea who you are but I guess we'll meet one day. I'm in Hamilton. Currently onto my sixth Uno, and still have the white Uno Turbo to be working on.

My insurance was $178 for last year when I had my Turbo insured, but that's only third-party. I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...

It's amazing how the years creep by on you. When I was 19, I had a white Uno 60, it rocked... no insurance, since we don't need it by law... now I'm 25... cheaper insurance has arrived... I suppose my message to everyone here is to save your money and drive un-modified cars for a few years...

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Old 27-08-2005   #40
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Re: Insurance on Uno turbo

Quote Originally Posted by alexGS
Hi Muzzie! Welcome to the forum.
I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...
Alex
I agree that the UK car insurance premiums are extortionate compared to other countries but then again so is everything else in the UK. Just look at petrol prices, almost 1 a litre in many places. But quite frankly if you want to live here then you just have to get on with it or take it up to parliament.
But I think that high insurance prices are a good idea for hot hatches like the Uno Turbo and other fast cars because it makes it harder for younger inexperienced drivers to have access to such vehicles.
If it means our roads are safer then its a price worth paying imo. Statistically its proven that young male drivers are more of a high risk to insure than any other category. I like the idea of building up no claims bonus too because it means that you have to start at the bottom of the ladder and work your way up. As time goes by premiums go down. You have to earn that privilage by being a safe and responsible driver. People who try to jump the ladder by getting fast cars and dont know how to control them are the ones who are most likely to end up having an accident, injuring or worse maybe killing someone which means higher insurance for everyone else. Sad but true

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Last edited by F R O S T Y; 27-08-2005 at 14:18.
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Old 28-08-2005   #41
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Re: Insurance on Uno turbo

Quote Originally Posted by alexGS
Hi Muzzie! Welcome to the forum.
I have no idea who you are but I guess we'll meet one day. I'm in Hamilton. Currently onto my sixth Uno, and still have the white Uno Turbo to be working on.

My insurance was $178 for last year when I had my Turbo insured, but that's only third-party. I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...

It's amazing how the years creep by on you. When I was 19, I had a white Uno 60, it rocked... no insurance, since we don't need it by law... now I'm 25... cheaper insurance has arrived... I suppose my message to everyone here is to save your money and drive un-modified cars for a few years...

-Alex
Yeah, no doubt we'll meet one day My Uno 45 with Turbo conversion is close to being complete, I've had some suggestions for the things I have problems with so I'll give them a crack tomorrow.

I feel sorry for you poor guys up in the UK - GO CHEAP INSURANCE
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Old 29-08-2005   #42
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Re: Insurance on Uno turbo

Then again, the accident rate in New Zealand must be a lot lower than the UK hence the lower prices. However, I was surprised to hear at 19 years old insurance wasn't compulsory????? It's a criminal offence to drive without valid insurance over in the UK!

Insurance costs also vary depending on which part of the UK you live in. In the heavily populated south east and especially London, insurance is extortionate compared with, say, the west highlands of Scotland. In the south east the roads are congested and the accident rates are high simply due to too many cars being in too little area.

But I agree with Fro$ty that high insurance for young drivers in performance cars is a good thing. Personally I think they should bring in restrictions like they do with motorbikes, and limit drivers under a certain age to brake horse power. Even though the insurance costs are high, those that can afford it can still be a spotty 17 year old and drive something like a Ferrari if they really wanted to.

Far better to start off with something smaller and less powerful and gain valuable experience. Learn to be a good driver and be rewarded with no claims bonuses and cheaper premiums as their age increases.

I'm still jealous of what you NZ guys are paying though!
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Old 29-08-2005   #43
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Re: Insurance on Uno turbo

i'm 17 and paying 1368 on my 1.0L Uno... its a complete joke!! i think maybe the should bump up the prices on the commenly crashed cars by 17 year olds so 106, 306, corsa, nova, etc. then it would be okay for me with my little uno
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Old 29-08-2005   #44
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Re: Insurance on Uno turbo

Hi, Only got my car yesterday, I's a 1991 Uno Turbo. Just insured it on-line with the AA. Got fully comp with nill excess for 620 this is a new policy so there was no no-claims.
still a bit much when i only pay 415 on a 944

Danny
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Old 30-08-2005   #45
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Re: Insurance on Uno turbo

Quote Originally Posted by 1986Uno45S
Then again, the accident rate in New Zealand must be a lot lower than the UK hence the lower prices. However, I was surprised to hear at 19 years old insurance wasn't compulsory????? It's a criminal offence to drive without valid insurance over in the UK!

Insurance costs also vary depending on which part of the UK you live in. In the heavily populated south east and especially London, insurance is extortionate compared with, say, the west highlands of Scotland. In the south east the roads are congested and the accident rates are high simply due to too many cars being in too little area.

But I agree with Fro$ty that high insurance for young drivers in performance cars is a good thing. Personally I think they should bring in restrictions like they do with motorbikes, and limit drivers under a certain age to brake horse power. Even though the insurance costs are high, those that can afford it can still be a spotty 17 year old and drive something like a Ferrari if they really wanted to.

Far better to start off with something smaller and less powerful and gain valuable experience. Learn to be a good driver and be rewarded with no claims bonuses and cheaper premiums as their age increases.

I'm still jealous of what you NZ guys are paying though!
I'm not surprised, and insurance aint compulsory at all, for any age over here. Has it's merits and downsides though.

And we have an awful accident rate over here, quite possibly comparable to UK because we have alot less cars/drivers on the road.
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