alexGS said:

Hi Muzzie! Welcome to the forum.
I have no idea who you are but I guess we'll meet one day. I'm in Hamilton. Currently onto my sixth Uno, and still have the white Uno Turbo to be working on.

My insurance was $178 for last year when I had my Turbo insured, but that's only third-party. I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...

It's amazing how the years creep by on you. When I was 19, I had a white Uno 60, it rocked... no insurance, since we don't need it by law... now I'm 25... cheaper insurance has arrived... I suppose my message to everyone here is to save your money and drive un-modified cars for a few years...

-Alex

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1986Uno45S said:

Then again, the accident rate in New Zealand must be a lot lower than the UK hence the lower prices. However, I was surprised to hear at 19 years old insurance wasn't compulsory????? It's a criminal offence to drive without valid insurance over in the UK!

Insurance costs also vary depending on which part of the UK you live in. In the heavily populated south east and especially London, insurance is extortionate compared with, say, the west highlands of Scotland. In the south east the roads are congested and the accident rates are high simply due to too many cars being in too little area.

But I agree with Fro$ty that high insurance for young drivers in performance cars is a good thing. Personally I think they should bring in restrictions like they do with motorbikes, and limit drivers under a certain age to brake horse power. Even though the insurance costs are high, those that can afford it can still be a spotty 17 year old and drive something like a Ferrari if they really wanted to.

Far better to start off with something smaller and less powerful and gain valuable experience. Learn to be a good driver and be rewarded with no claims bonuses and cheaper premiums as their age increases.

I'm still jealous of what you NZ guys are paying though!

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