I'm insured on mine for £1700


That's:

18 year old
No NCD's
1 Years Named Driver
Mod's Declared (Alloys, suspension, induction kit and a few other bits)
Only TPF&T though...
Yeah A lot of money but so worth it

jamie86 said:

I'm insured on mine for £1700


That's:

18 year old
No NCD's
1 Years Named Driver
Mod's Declared (Alloys, suspension, induction kit and a few other bits)
Only TPF&T though...
Yeah A lot of money but so worth it

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Yike, pretty impressed with that actually, thats the amount i was being raped for on the sei with the yrs no claims... got cheap as chips insurance on my tub though £850 f/c all mods dec etc 1yr ncb, if your 19 cant recommend HIC enough, they actually know what they're on about too when they talk about modded cars, whereas most dont have a clue

That's exactly who I will be calling the day after my birthday

jamie86 said:

I'm insured on mine for £1700


That's:

18 year old
No NCD's
1 Years Named Driver
Mod's Declared (Alloys, suspension, induction kit and a few other bits)
Only TPF&T though...
Yeah A lot of money but so worth it

Click to expand...

painfull.....i screamed a fit at my original broker when he wanted £800 for fully comp!

There are some advantages of getting older.

On my ancient Uno (with no turbo) I'm paying £146 FULLY COMP!, max no claims, protected no claims, legal cover, free courtesy car etc.

And I thought paying nearly £150 was too expensive

i pay £450 full comp with all mods declared and a agreed value as well

turboned said:

painfull.....i screamed a fit at my original broker when he wanted £800 for fully comp!

Click to expand...

But so worth the pain everytime you have a quick stamp on the loud peddle!

Im 19 with 1years NCB and i pay £1100 for UT with Alloys, S/S exhaust system & lowerd 40mm with Fastrack 08707 454550 but im going 2 elephant.com they are well cheap. Hint tho - dont declare a Dumpvalve i couldnt get insuranec anywhere with one

I'm with elephant at the moment...

I just did some digging around for HIC at the FSA - Looks like they were bought out by Adrian Flux a while ago - Or, at least, the same directors.

Dunno why that matters, but it's interesting to know as Adrian Flux sucked with an insurance quote on my standard 1108cc.

jamie86 said:

But so worth the pain everytime you have a quick stamp on the loud peddle!

Click to expand...

no, went somewhere else and got the cover for £500 less

turboned said:

no, went somewhere else and got the cover for £500 less

Click to expand...

So your paying £300 FC?

*cough* Old Git *cough*

yep.....8 years no claims, no points, and being 30+ will do that for your premiums....

I' be happy enough for my insurance to be under 1k!

i'm further hoping to get a slight reduction when i move house, and get a garage, though i dont think it'll be much for the last 3 months of the term, as after that i'll be changing cars, and the tub will go into hibernation

For what it's worth......

I live in New Zealand, and I just got insurance for my Uno Turbo (even though it's currently not running).

Full insurance, including the $2000 (not retail price either) stereo is costing me a measley $300 a year

Thats $300NZD, and I turn 19 in December.

Muzzie said:

For what it's worth......

I live in New Zealand, and I just got insurance for my Uno Turbo (even though it's currently not running).

Full insurance, including the $2000 (not retail price either) stereo is costing me a measley $300 a year

Thats $300NZD, and I turn 19 in December.

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that actually takes the ****...... think i might move over to NZ with you

thats 116.096 GBP by the way!!

i got a quote for me and it was £2200 thats 5,686.08 NZD

I'm 23 and have 4 years NCB, I pay £825 on my uno turbo Fully comp and with ALL my mods declared with Adrian Flux car insurance. Thats pretty good considering i had to pay £900 on my uno when it was a 1 litre 4 years ago.

F R O $ T Y

Hi Muzzie! Welcome to the forum.
I have no idea who you are but I guess we'll meet one day. I'm in Hamilton. Currently onto my sixth Uno, and still have the white Uno Turbo to be working on.

My insurance was $178 for last year when I had my Turbo insured, but that's only third-party. I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...

It's amazing how the years creep by on you. When I was 19, I had a white Uno 60, it rocked... no insurance, since we don't need it by law... now I'm 25... cheaper insurance has arrived... I suppose my message to everyone here is to save your money and drive un-modified cars for a few years...

-Alex

alexGS said:

Hi Muzzie! Welcome to the forum.
I just can't comprehend paying the money these guys in the UK pay. That's several times the value of the car, paid out every year...
Alex

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I agree that the UK car insurance premiums are extortionate compared to other countries but then again so is everything else in the UK. Just look at petrol prices, almost £1 a litre in many places. But quite frankly if you want to live here then you just have to get on with it or take it up to parliament.
But I think that high insurance prices are a good idea for hot hatches like the Uno Turbo and other fast cars because it makes it harder for younger inexperienced drivers to have access to such vehicles.
If it means our roads are safer then its a price worth paying imo. Statistically its proven that young male drivers are more of a high risk to insure than any other category. I like the idea of building up no claims bonus too because it means that you have to start at the bottom of the ladder and work your way up. As time goes by premiums go down. You have to earn that privilage by being a safe and responsible driver. People who try to jump the ladder by getting fast cars and dont know how to control them are the ones who are most likely to end up having an accident, injuring or worse maybe killing someone which means higher insurance for everyone else. Sad but true

F R O $ T Y