Travel Insurance question

[ben]

you dont need it unless you are going to have a medial problem, so predict the future before you go then you'll know what to expect. if you cant predict the future then you'll need to get insurance or take a risk. the risk is far greater than the cost of insurance, so you will need to have parts of your brain missing to take that risk.

I prefer to live dangerously

I just save up all my illnesses until Christmas when I come home ... lol

 

[Focus Owner]

where is home ben

 

[ben]

where is home ben

That's a good question actually .... I suppose I worded it wrongly, I should have said "I save up all my illnesses for when I visit my parents at Christmas"

Home is currently Taipei .... though soon to be Fukuoka for the next however long

 

[jug]

what a life

 

[MisssportyGT]

My mum gets us a family one for the year.

I wouldn't travel without it because a couple times we have needed go hospital etc.

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[volxstu]

You might aswell just get it its probably worth the £20 just for the piece of mind.

 

[Captain Mike]

You might aswell just get it its probably worth the £20 just for the piece of mind.

just got mine for £20

my mate just had to "escape" from Faliraki with a £2000 medical bill lol

 

[Sportingmk2]

i just spent a week in south of france and it cost me a wopping £5.22 lol

Like said above, its worth it for peice of mind

 

[Chas Uno]

though soon to be Fukuoka for the next however long

I misread that for second and thought it said "Fukuova" as in "Fcuk u ova"

Regarding travel insurance Ben would have a problem because even if you take out a yearly travel insurance plan it doesn't cover you to be away for a whole year. It is in effect a multiple trip insurance with each trip only covered to a maximum amount of time i.e. 1 month. You can take as many trips per year as you want as long as each trip doesn't exceed the maximum duration allowed. I think as well it doesn't count if you move from one country to another as you have to return to your home address before the next trip begins. Passports WILL be checked so there's no real way round this...

When I did long single trips abroad (3 months or more) I took out single trip insurance policies. These have to be applied for direct from the insurance provider - most of the time I used a company called "Insure and Go". Their prices seemed very competitive and their cover compared well with all the other insurance companies I compared them with.

http://www.insureandgo.com/

But like with anything it pays to shop around and compare the market as it's constantly changing. However, whatever your trip get insurance as the consequence can be severe if you're ever caught without it.

 

[RichDoblo120]

you dont need it unless you are going to have a medial problem, so predict the future before you go then you'll know what to expect. if you cant predict the future then you'll need to get insurance or take a risk. the risk is far greater than the cost of insurance, so you will need to have parts of your brain missing to take that risk.

My brother goes skiing twice a year and last year he went to New Zealand and he never has any travel insurance, but he does have a few parts of his brain missing (he drives a Punto ).