- Joined
- Apr 8, 2004
- Messages
- 25,219
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- 3,671
I hate when people moan about being charged for being overdrawn and owing £££'s on credit cards.
My mum brought me up with the the values of if you don't have the money, don't spend it, if you can't afford to pay bills, cut back on a few things.
I will never have an overdraft in my life and I will never own a credit card.
Also, as soon I start my job and get some income in, I will save 50% of the price of a property in ISA's and high intrest account so my mortgage is lower.
It's all about saving.
Happy saving for the next 15years then. Things just don't work out like that.
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