learner and young drivers insurance

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learner and young drivers insurance

twistedgit

New member
Joined
Sep 25, 2007
Messages
1
Hi,
I have just bought my daughter a mark 1 punto. 1.2 60s. It is her first car and she is just 17 and a learner at this stage. We went through many different insurance brokers and finally found Quinn Direct.
www.quinn-direct.co.uk
The quote came in at £891 third party fire and theft. This may seem alot but it is well over £250 less than the next cheapest quote. We even had quotes as high as £4000.

Might be worth looking at if you are very young and new to driving ;)

Cheers
 

faster4_tec

Burninator of threads!
Joined
Oct 22, 2004
Messages
7,344
Location
Sunderland and LakeDistri
when me and my g'f had just passed our tests it cost us....

me, male 17, living in the lowest cateogry of risk area, limited 8kmiles, third party, for a group 2 punto 60s, cost me... £1200!!!!! lump sum, more for monthly:mad:

her, 17, living in a dodgy part of a dodgy local town, unlimited milage, fully comp, for a group 5/6 toyota yaris 1.5vvti RS(? sport edition one) cost her, wait for it.....

~£480

I mean where the FUNK is the justice in that :bang:
and she crashed it, into a STATIONARY BUS :rolleyes:
 

bett

New member
Joined
Aug 30, 2006
Messages
116
Location
Chester, England
Not bad that. It is around £900 for me. I will do pass plus though to make it come down a bit though.
 

Mental

New member
Joined
Aug 15, 2007
Messages
28
Im still learning and on my MK2 1.2 i pay a total of £972 and thats fully comp! From the post office so worth checking that out too.
 
Joined
Jun 24, 2006
Messages
1,694
I pay £1800 on my 1.8 laguna, ironically. (£100 per 100 cc:idea: )

It drops down to £1400 when I turn 19, regardless of whether i have no claims etc.
 

[email protected]

Reppin MK5.....
Joined
Sep 13, 2006
Messages
228
Location
Milton Keynes
YO, ur 18 n you £1800?! Thats loads lol u must earn alot of money or u just dont ever go out?

Am 19, good area and payin around £800 tpft now with endsleigh but bear in-mind that im a naughty boy that hasent declared mods!
 

mountainmachine

Bravo 155 HGT
Joined
Aug 8, 2006
Messages
3,884
Location
Ayr, Scotland
YO, ur 18 n you £1800?! Thats loads lol u must earn alot of money or u just dont ever go out?

Am 19, good area and payin around £800 tpft now with endsleigh but bear in-mind that im a naughty boy that hasent declared mods!

Think its you who must have reserves of cash for when you have an accident and have to pay for it out your own pocket as your car had void insurance. (n)
 

MiG

New member
Joined
Dec 18, 2006
Messages
876
YO, ur 18 n you £1800?! Thats loads lol u must earn alot of money or u just dont ever go out?

Am 19, good area and payin around £800 tpft now with endsleigh but bear in-mind that im a naughty boy that hasent declared mods!

Save up throughout the year... Works wonders... ;)

£1500 Fully comp on a Cinq Sporting as i've probably said 1 million times before.
 

JFL

you *****!!
Joined
Sep 14, 2007
Messages
15,054
Location
borats house
At the moment i am paying for my 1.9JTD Stilo (05 reg, 115 engine) £119 a month. which works out at £1400 ish a year.

I dont think this is to bad because my car has all the power and performace i need and i can afford it. Its about £300 dearer then my last car would have been a year, but this car is well cooler and faster (then an 05 reg 1.2 micra). And its returning better MPG to.

One thing i cant believe is my next door neigbour(s), he is about 6 months older then me, hes nearly 20, and still drives on his mums insurance (fronting his policy), he does about 15,000 miles a year. He pays £1500 a year on his insurance on a 1.7 03 reg DTI Astra - why he does it i dont know. I nearly have 2 years NCB on my policy.
 

parka21

New member
Joined
Jun 1, 2008
Messages
27
Location
oldham
Yeah there all cheap compared 2mine the cheapest I got is bloody 2200 for my 1.2 punto GO it is a 02 plate but still I'm gutted and thats without telling them about the mods I've done!!!!lol
any1 knows of cheap insurance 4 a young driver let me know please!!

Thanks
liam
 
Joined
Mar 27, 2008
Messages
400
Location
Leeds, West Yorkshire
last year: mk1 1.1 55sx punto 18yo boy no n.c.b £1669.19 quinn direct

1 claim in between

this year mk2 punto 1.2 8v 19yo no n.c.b £1571 quinn direct...

they are both 3rd party, might pay to get a sex change in your teens for a while...
 

mayers

New member
Joined
May 17, 2008
Messages
11
Location
North Wales
im 19 just passed my test and cheapest quote i got was £1600 fully comp on a 1.2 60 sx, was with more than heard they do special young drivers discount not to bad as before i got this one i had been quoted £1900 which is 3 times the amount im paying for the car :mad:
 
Last edited:
Joined
Nov 1, 2007
Messages
5,853
Location
Bridgnorth
Insurance is actually cheaper if you dont have a license!... i paid 800quid with quinn when i was on L plates... 6 months later i pass my test and ring them... they wanted £400 to continue my policy for the next 6months!

When asked why its because Ill be driving without a experienced driver! lol what a joke. most the time i was driving was with my mum who aint drove in about 10years!
 

Dan_2587

New member
Joined
Apr 25, 2008
Messages
13
My brother is on L-plates third party fire and theft insurance with quinn-direct drives a peugoet 306 1.4XR 75bhp group 4 insurance and is paying £846.
 

C17MGO

New member
Joined
Nov 6, 2007
Messages
162
Location
Lichfield
04 Mk2b Punto 1.2, no mods apart from Alpine Radio
£1999 first year

now second year with 1 years no claims
£952

Thats a grand off!!
 

Most Easterly Pandas

Speed Reader of the Year!
Joined
Aug 15, 2007
Messages
44,233
Location
Norwich, Norfolk
04 Mk2b Punto 1.2, no mods apart from Alpine Radio
£1999 first year

now second year with 1 years no claims
£952

Thats a grand off!!

Good news!

I hope mine will be similar. Cost me £20 shy of £1300 this year fully comp, and hope it will be able £750-£900 next year with a year NCD.
 
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