Spank My Car
New member
21 years young, 1.2 2000 X reg Punto, Full Licence, 0 NCB, first car. £1250 TPFT Ouch . . .
21 years young, 1.2 2000 X reg Punto, Full Licence, 0 NCB, first car. £1250 TPFT Ouch . . .
not bad tbh
Your 21 and first car
waiting 3 years it's already shaved off about £400ish
Wait till next year keep the insurance clean and its gonna be around 650 - 750
Ziggy
i've probly been on every insurance site going and NEVER have i ever seen any difference by adding pass plus... :S
also.. im a 17yo with a 08 reg grande punto (which im paying for myselfnot mummy and daddy... (to make a point...) on order and i have only had a licence 2 months and the cheapest quote ive ever seen for my car is £2200.. which is all my money gone..
also, even looking for cover for other cars i've never had any luck finding a single quopte under £2000.. im guessing insurance people dont like me.. and why not. i live in a goodish (i think) area and everything...
I'd like to know what my insurance would be if i had pass plus?
Will be doing tho asap after my test
Ziggy
Does anyone know what the best thing to do about insurance, if I were to mod the car up, for example im looking at an induction kit, new wheels, a body kit, tinted rear windows.
Do I tell my insurance company?
The best I could get was £1600 a yr. 18 years old, Only driver on the policy, for a 1.2 Grande punto. Thats from Kwik Fit
I find the area you live in makes a huge difference, each insurance site has their own database of the amount of claims made in each area, so they alter their premiums accordingly for that area.
Does anyone know what the best thing to do about insurance, if I were to mod the car up, for example im looking at an induction kit, new wheels, a body kit, tinted rear windows.
Do I tell my insurance company?
YES! Tell the insurance company man, otherwise your insurance is just void anyway if you do have yourself a bump or a crash. I got myself alloys etc. on my old punto and ended up crashing and was glad I had them insured otherwise I would have been fooked right over!! It's not worth taking the risk to be honest, but it is up to you at the end of the day. It's your money
Your insurance will go up dramatically adding that many mod's at your age etc. Sorry to say, but thats the harsh truth of it as I know from past experiences lol.