Kitten0212
New member
- Joined
- Feb 4, 2007
- Messages
- 7
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- 3
This is a bit of an non-related fiat question. I had a brand new suzuki alto on hp and i wrote it off in November i have already received my insurance pay out but im having trouble getting the 1500 off my gap insurance to pay my hp off completely which is rather annoying me as i have found a really nice cinq that i REALLY REALLY want for £2000 and dont want to apply for more credit till the alto has gone as i wont get it. The reason why the gap cant process my claim is because i didnt contact the finance company till i knew for sure that my car was a wrote off which was mid/late december (slow insurance company!!!) to get a settlement figure. Therefore the settlement figure is later than that off my vechicles loss date and they wont accept it even thou it surely would be less as iv made more payments (3months now). My finance company which is fiat wont / cant back date a figure either and wont speak to my gap insurance. So at the moment it looks like i may be stuck with the alto loan uncleared and im very tempted to spend some off that insurance pay out on the cinq i like it after a test drive which i should think i will like driving as apparantly its similar driving to my alto if not better. Other alternative is going without a car for bout 3 months which ermm...really dont wana do - almost suicidal thought.
Has any one had similar experiences? or any advice?
Kit x
Has any one had similar experiences? or any advice?
Kit x
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