Banks grrr

[M111CYY]

Its my own fault i know but

hadnt checked my bank account online for a few days, and ive just checked it and for 4 transactions i am being charged £120. thats 30 each and i also am being charged a monthly over drawn thing which is another £28.

So for being overdrawn by £55 im paying £148 extra. That is ridiculous amounts especially when one of the transactions wa under a fiver.

:bang::bang:

least ive learned me lesson now

 

[JFL]

i hate banks lol, but couldnt live without them

i had to transfer over from my savings to make sure i didnt run out of money this month

 

[herpsuk]

http://www.consumeractiongroup.com/

 

[x Alex x]

don't see you much on the forum much these days..

i've went overdrawn on my account loads of time, they charge about a tenner usually then refund it straight after, not sure why but abbey owns!

 

[dan-the-man]

you may be able to claim some of the fees back, speak to customer services and se if they can give you any advice

 

[faster4_tec]

just lost £195 + £449 last week due to paypal funking up. Great, bank has covered the smaller amount, and following investigation will cover larger amount.

Just hoping paypal will ALSO cover the amounts, meaning I will get some moneyout of it (bloody well should the inconvience, cockups, insecurity, farce of it).

also had 50p taken a week before, amount went amount, amount came back less 51p, reckon they were just testing it :bang:

 

[M111CYY]

don't see you much on the forum much these days..

i've went overdrawn on my account loads of time, they charge about a tenner usually then refund it straight after, not sure why but abbey owns!

im usually here, but have been working a lot over past few weeks so it has been at ridicolous o'clock times.

Lucky you getting it back, halifax is really stingy

 

[ChrisUK]

Those are excessive charges!. When I go overdrawn (unauthorised I may add ) I get one charge of £25 as an 'arrangement fee' no matter how many transactions it is making me overdrawn. Definatly fight it.

Heres an example letter:-

http://news.bbc.co.uk/1/shared/bsp/hi/pdfs/12_12_06_bank_14day.pdf

Also have a read here:-

http://news.bbc.co.uk/1/hi/business/6170209.stm

Hope that helps . Ive managed to claim back £300ish in back in July for 6years worth of banking.

 

[oldskoolmk1unoturbo]

legalised theft mate.

claiming back unlawful bank charges has been put on hold http://www.moneysavingexpert.com/reclaim/bank-charges

i hate ****ing banks,

Mickey go into your local branch and tell the to stop wanking you off and get them to refund the charges, if they wont then tell them you wanna close your account, then they'll give u your money back that they've stole.

 

[sportingsmissus]

you wont get your charges back until the court case has been decided for the legality of the charges by the ombudsman and the courts. there is no definate time for the case to be finished - its is expected to be a long case.

 

[Gav F]

natwest tried to charge me £30 because paypal took twice what they were supposed to due to 'technical difficulties' so i was in the red
luckily my bank let me off although they wandered why a 17 year old would bring his dad to the bank...had to explain i was just 15 lol
but i got let off and paypal gave me my money back!

 

[M111CYY]

legalised theft mate.

claiming back unlawful bank charges has been put on hold http://www.moneysavingexpert.com/reclaim/bank-charges

i hate ****ing banks,

Mickey go into your local branch and tell the to stop wanking you off and get them to refund the charges, if they wont then tell them you wanna close your account, then they'll give u your money back that they've stole.

i will, the only thing is i know people in the branch as me mam used to be a staff member there before she transfered to the records dept. so i will feel bad but i suppose its got to be done

 

[Captain Mike]

Write a letter...My sister had a similiar problem and wrote a letter threatning to close account and they come crawling back

 

[SeicentoS]

thankfully I've never been overdrawn, but I think the charges are just rediculous =/

 

[sledge]

Just ask your bank for a free 30 day overdraft facilty, if your history is ok they might give you one with a few hundred limit. If they refuse tell them you are considering closing your account and moving to a bank that will provide you with one.

 

[Si]

http://www.moneysavingexpert.com/reclaim/bank-charges

Yes the banks were quick to jump on the test case being an excuse to hold everything but worth reading through the above...

 

[oldskoolmk1unoturbo]

funny how claiming the money back is on hold but the charges banks hand out are not

 

[M111CYY]

funny how claiming the money back is on hold but the charges banks hand out are not

I agree. Its not like i did it on purpose as its not liek i didnt have the money, its all in a different account at the same bank!