Ridiculous!
They said not!
When I got insurance, they asked if it had any options, which it doesn't but, they said certain options wouldn't be allowed, bigger wheels, skirts etc. Apparently they class these as modifications.
The lass I spoke to was as thick as two short planks, and there was no way I could convince her this was nonsense, so I spoke to someone else on another occassion and they said the same :bang: