17 yr old - MK1 1.2 Punto Sporting

[Baxendale]

Hi guys, after browsing for months un-registered I finally registered I've bought a MK1 Punto 1.2 Sporting as a first car cos I've just turned 17, unfortunately though insurance is turning out way too expensive. Provisional on my own is £980 a year which is fine, Full UK is going to turn out over 2 grand? I can pay the provisional monthly easily, but 2 grand when I've passed!?

 

[punto_matt]

Sounds about right.

 

[Most Easterly Pandas]

Sounds about right.

:yeahthat:

You not check before buying

Thats the first thing I done before buying the Stilo!

 

[karbineftw]

me : https://www.fiatforum.com/insurance/198404-17-year-old-please-advise.html

 

[Baxendale]

Any chance of getting it below £2000 in about 5 months time when i've passed? I knew it was going to be high from research.. but not this high lol My parents will let me go on theres, but as the main driver.. however it's still over 2 grand?

 

[punto_matt]

Nope you have to live with it. Part of having a cock and being 17.

 

[BrumBrum]

A cock, A gift, and a curse
Who you looked at insurance with?

 

[fenton_jd]

Mk1 Punto sporting is a higher insurance group than ALL of the Grande Punto's except for the Abarths....

Sell it and buy something slower.

 

[Gav F]

i was going to say sounds like a quote from quinn!
try direct line or something!

 

[Baxendale]

A cock, A gift, and a curse
Who you looked at insurance with?

Tried Adrian Flux, they are unable to quote.. Quinn direct are VERY good when i'm on provisional, but are unable to quote on full..

i was going to say sounds like a quote from quinn!
try direct line or something!

Cheers, I'll try direct line.. are Quinn expensive on a full?

Direct line unable to quote, lol.

 

[punto_matt]

Get off the internet and use the phone. All online quotes will be high for you.

 

[NBRNAY]

Mine is £1800 on a W-reg Mk2 direct line

sucks doesn't it, wonder how much it will go down (if at all) as its due in sept

 

[Hellcat]

Mk1 Punto sporting is a higher insurance group than ALL of the Grande Punto's except for the Abarths....

Sell it and buy something slower.

:yeahthat:

The car won't make much difference, but still could save you several hundred per year.

 

[karbineftw]

Mk1 Punto sporting is a higher insurance group than ALL of the Grande Punto's except for the Abarths....

Sell it and buy something slower.

That's quite suprising!
I'm glad I didn't end up getting mky mk1 sporting now! Got my 60s beast instead
Hey, OP! Buy my car! lol

 

[Baxendale]

Mine is £1800 on a W-reg Mk2 direct line

sucks doesn't it, wonder how much it will go down (if at all) as its due in sept

What insurance group is that? I was gonna buy a Corsa-C SXi as there only insurance group 3 and there 1.2 16v lol..

if a company is unable to provide a quote online, can they normally provide one over the phone? And can you ask them what it will be in 5 months ish time when I pass?

 

[fenton_jd]

What insurance group is that? I was gonna buy a Corsa-C SXi as there only insurance group 3 and there 1.2 16v lol..

if a company is unable to provide a quote online, can they normally provide one over the phone? And can you ask them what it will be in 5 months ish time when I pass?

Mk1 Punto Sporting is group 7
Mk1 Punto 1.2 is group 4

 

[Most Easterly Pandas]

Tried Adrian Flux, they are unable to quote.. Quinn direct are VERY good when i'm on provisional, but are unable to quote on full..



Cheers, I'll try direct line.. are Quinn expensive on a full?

Direct line unable to quote, lol.

Quinn cheapest for me on Stilo.

20, 1 years NCB, 3 points and only £730 fully comp

You a student? Try Endsleigh

Jon.

P.s, steer clear of direct line at all costs! Right crooks!

 

[Gav F]

Direct Line arent bad! cheapest quote i got tbh, i spent weeks looking
ended up paying 1038 fully comp on my uno being 18 and its a 1L its high but i only passed in march!

 

[Most Easterly Pandas]

Direct Line arent bad! cheapest quote i got tbh, i spent weeks looking
ended up paying 1038 fully comp on my uno being 18 and its a 1L its high but i only passed in march!

Have you ever had to make a claim with them I suspect not, otherwise you wouldn't be saying they're not bad.

They're worse than pikieys!

Never heard of a good / easy claim through them

Bad luck if you have to claim

 

[Baxendale]

Quinn cheapest for me on Stilo.

20, 1 years NCB, 3 points and only £730 fully comp

You a student? Try Endsleigh

Jon.

P.s, steer clear of direct line at all costs! Right crooks!

Thanks, yep I'm a full time student (3 days a week) with a part time job.

Looks like I'm gonna have to sell after I've learnt to drive in it