im guessing my punto is an MK1 truth is i don't know since im new to everything haha all i know is my car is a
fiat punto 1999 model when insurance checks, 5door, 1.2 S team 60

if i changed my Exhaust to a non standerd one would i have to tell my insurance or is it best to leave it because of being a first year driver ?

Yes, it's a Mk1 and yes you'd need to tell your insurance. Anything non-standard MUST be declared, regardless of how trivial it might seem!

whats yr first year insurance gonna cost you cos mines gonna be 2.8k rip off think they hate young ppl

wow thats a lot if u can get a parent on as a second driver then goes down and if u tell them ur gonna do pass plus it goes down ive got mine down to £1979
and i pay £200 a month