Off Topic New Car ideas

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Off Topic New Car ideas

I wouldn’t want PCP as I would want to know the car is mine etc. I won’t be buying brand new, but will be going through a dealer so that there is a warranty in place etc. I do quite like the look of the newer Pandas, but a lot of them don’t appear to have Bluetooth etc

You need a Lounge or a 4x4. I think the Panda Lounge needs to be 2015 or newer as our 2014 does not have the Bluetooth. You can get Bluetooth as an aftermarket extra. Tell tale for its being fitted are the steering wheel radio controls. Have you seen Linzilou on here wants to sell her 2019 Waze. I don't know if its in your price range but would ahve some warranty left.
 
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One of the benefits of the Panda is not being too worried out it, if it were to get smashed, it wouldn't be the end of the world, as they aren't a rare car.
When I had parked my Merc at work, after having just spent thousands on it making it perfect, some idiot drove into it, it was very annoying dealing with hopeless insurance companies and it took 2 months to get it fixed, I was provided with a Mercedes S-class from a well known hire car company, I like petrol cars and they gave me a diesel, although it was much more friendly on fuel than the 20 ish mpg that I get, the novelty wore off quickly as I missed my own car.
I was sick of the sight of it in the end, but that wasn't the end, as the hire charges have only just been settled in court after 16months, I can see why they were arguing about the cost as it was very expensive at £370 per day, but had they authorised the repairs quicker which were about £4500 it would have been much cheaper.

More fool you for signing up to and agreeing to a £370 a day credit hire agreement! I doubt you’d have paid that personally yourself if you went out to hire a vehicle so why you’d expect someone else to beggars belief.

It’s practises like this by credit hire organisations and accident management firms that increase everyone’s premiums via needless extortion of claims. You were lucky you weren’t landed with the costs, which could well have happened!

Let it be a lesson nearly learnt the hard way! Only ever enter a direct hire agreement via your own insurer.

Credit hire and credit repair need to be outlawed really. Costs honest premium paying motorists more than dodgy injury claims now.
 
More fool you for signing up to and agreeing to a £370 a day credit hire agreement! I doubt you’d have paid that personally yourself if you went out to hire a vehicle so why you’d expect someone else to beggars belief.

It’s practises like this by credit hire organisations and accident management firms that increase everyone’s premiums via needless extortion of claims. You were lucky you weren’t landed with the costs, which could well have happened!

Let it be a lesson nearly learnt the hard way! Only ever enter a direct hire agreement via your own insurer.

Credit hire and credit repair need to be outlawed really. Costs honest premium paying motorists more than dodgy injury claims now.


That was the problem, my useless insurance company told me "we will give you a courtesy car for the duration of the repairs, enterprise will arrange delivery of car to you"
Me having no experience of this as I haven't had accidents, thought they were doing what they said.
I had no idea what they were up to or the costs they were trying to screw out of the other insurance company, I contacted the repairer after a month went past and they had not started to fix my car, instead my insurance were trying to inflate the repair costs and decrease the car value so as to write it off, I didn't let them and ditched them going direct to the other insurer.
I will never fall for this scam again or ever use that insurance company again, as it turns out everyone I have spoken to has said they are the worst insurance company ever.
well they say you never know until you have to make a claim.
 
I now have a deposit built up of about £4,000 with a rough trade in value on mine of about £1,000 - £1,200, which I am hoping is a nice and favourable position to be in.

Question is hybrid vs petrol.

I will not buy brand new, so would be looking for ex-demo or used.
 
Cars cost money. It just depends how much you want to throw at them. Whatever car you buy will depreciate.

With todays his prices for used cars, the next few years are likely to see higher depreciation than pre 2020. In the long term people will go to electric cars, making petrol and hybrid even less desirable. My advice would be to keep the capital spending reasonable and put money aside for repairs and maintenance (clutch, cam belt, etc).
 
Cars cost money. It just depends how much you want to throw at them. Whatever car you buy will depreciate.

With todays his prices for used cars, the next few years are likely to see higher depreciation than pre 2020. In the long term people will go to electric cars, making petrol and hybrid even less desirable. My advice would be to keep the capital spending reasonable and put money aside for repairs and maintenance (clutch, cam belt, etc).

I was hoping to hold out until some kind of scrappage scheme came in, but I could be waiting for 3 years for that.
 
Waiting for a UK scrappage scheme will be a lonely vigil.

If your mileage is low enough (and predictable), maybe a lease from such as Kia makes sense. Or find a newer Panda/500 with good service history. Compared to others brands of the same size, they are simply engineered, generally reliable and parts are cheap.

Hybrids are more expensive, with more things to go wrong. So unless you have to cope with a low emissions tax area then avoid.
 
Waiting for a UK scrappage scheme will be a lonely vigil.

If your mileage is low enough (and predictable), maybe a lease from such as Kia makes sense. Or find a newer Panda/500 with good service history. Compared to others brands of the same size, they are simply engineered, generally reliable and parts are cheap.

Hybrids are more expensive, with more things to go wrong. So unless you have to cope with a low emissions tax area then avoid.

never thought about looking at Kia's as we have always been a Fiat dominant family. So, are we thinking that for now it might just be better to stick to a good old petrol/diesal?
 
I would get a low miles petrol But a cheap diesel could be a good buy. Just dont expect any resale value.

However, check out the electric vehicles market. Probably not as a buyer, it's still out of reach for most folks. The issue is that new cars are not selling so decent used cars are fetching very high prices. That's fine as you'll get it back when you sell. Maybe? It's a gamble because the EV market could take off and then petrol values will collapse.

Personally I would get a decent Panda (if its big enough for your needs) and buy a a few Tesla shares. They have 20x since 2015 but it's still early days. There is still a long way to go. Do your research there is a wealth of information (partisan and objective). This is only the start of a huge project
 
I wouldn’t want PCP as I would want to know the car is mine etc. I won’t be buying brand new, but will be going through a dealer so that there is a warranty in place etc. I do quite like the look of the newer Pandas, but a lot of them don’t appear to have Bluetooth etc

I sort of get that Lorna but as far as the finance house is concerned and the DVLA as the V5 is in your name. It’s your car.

We recently ordered our second new car on PCP but this one we are going to buy at the end of the term.
 
They were saying on our local news last night that right now is a seller's market as the price of used cars is increasing and in some cases people are getting more for their car now than what they brought it for! Advice is to hang tight before any purchasing if people can as they feel it will subside when supply issues are sorted - ha! Think I will look to change in March/April next year, would ideally like an ex-demonstrator, but guessing that these are all likely to be either hybrid or electric now; not that I am against a Hybrid., but definitely do not want electric.
 
Youngest daughter was looking at financing a car earlier this week. Went to Arnold Clark in Kirkcaldy. I jokingly said I'd give my 56 1.4 GP active sport as part-ex, and he's like, "Yeah, we'll take that." Never said how much, lol, Do know they're doing a thing with trade-ins at the moment. Also, wasn't do keen when I said it was a non-runner, and had no MOT.
 
They were saying on our local news last night that right now is a seller's market as the price of used cars is increasing and in some cases people are getting more for their car now than what they brought it for! Advice is to hang tight before any purchasing if people can as they feel it will subside when supply issues are sorted - ha! Think I will look to change in March/April next year, would ideally like an ex-demonstrator, but guessing that these are all likely to be either hybrid or electric now; not that I am against a Hybrid, but definitely do not want electric.

If anything the problems will get worse. We are in a void of people holding on to their old cars because of not wanting to make the jump to a full electric car and not wanting to be stuck with a highly depreciating halfway electric option.

I bought my 2011 Punto in 2018 for £1500, when it got written off a month or so back the insurance company valued it with very high milage and in generally poor condition at £1400 and I accepted that without discussion, I’m sure I could have levered another £100 out of their pocket if I’d questioned or argued it.

The other problem is prices will not come down because of inventory values, if a car dealer has payed £5k for a car that is on their forecourt and the prices of used cars go down, they will still want to make their £5k back so dealerships will not be dropping prices very quickly if there is a price change.

I’d be advising anyone to get what they want now as prices could go up, the more people who wait or hold on to see what happens the less cars are out there and the choice goes down so the prices go up further.
 
They were saying on our local news last night that right now is a seller's market as the price of used cars is increasing and in some cases people are getting more for their car now than what they brought it for! Advice is to hang tight before any purchasing if people can as they feel it will subside when supply issues are sorted - ha! Think I will look to change in March/April next year, would ideally like an ex-demonstrator, but guessing that these are all likely to be either hybrid or electric now; not that I am against a Hybrid., but definitely do not want electric.

It totally is a sellers market which we took advantage of to order our new car. The only downside is delivery times for new cars have extended. We couldnt find a car with the spec we wanted so we wait. But we are ok with that.
 
Think I will look to change in March/April next year, would ideally like an ex-demonstrator, but guessing that these are all likely to be either hybrid or electric now; not that I am against a Hybrid., but definitely do not want electric.

Hybrid will take the biggest hit on depreciation. in running cost terms they are the worst of all worlds making older hybrids uneconomic to run. A good solid low miles petrol will be hard to find but suggest you start looking now. Something will turn up but dont expect any bargains.

I suspect you will struggle to find any affordable electric cars and most have terrible range. Tesla really do rule the roost and over time are cheaper to buy and run than the equivalent Toyota. They are not cheap to buy but used values are very high and likely to stay that way. Used values of other brand EVs are anyone's guess.

Now all we need is the silly money to buy a Tesla.
 
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