I considered a Twin Air Trekking and putting winter tyres on. Would I have regretted it, we'll never know. I've had a hot hatch with 4 very expensive winter tyres. In cold weather, grip amazing. My Dad considered a 2wd Vauxhall Antara and putting winter tyres on that, it would have been fine I'm sure. His current 4x4 has summer tyres (when new it had all seasons), it will either cope in snow or it won't. Has the 3 stage dial that the Panda Cross has. Nearest I've been off road was diving up the verge as a bus was coming the other way. And avoiding something else and planting my Panda on a couple of stones hidden in the grass. Am hopeful about braking on slush, that kind of thing, my last Panda 1.2 was a bit twitchy. Though it drove the 7 miles home no problem. Maybe it's all in my head....