mantababe said:

£14,405.00
Fiat Deposit Contribution
£1,400.00
Customer Deposit
£0.00
Amount of Credit
£13,005.00
Monthly Payment
£222.91
Final Payment
£3,041.00
(includes £285.00 fee)
Total Amount Payable
£14,917.77
Duration of Contract (Months)
48
APR
1.6% APR
Annual Mileage
16,000
Excess Mileage Charge
0.06p per mile

i cant seem to update this on the fiat calculator ie by adding in my deposit, as id like to see the difference if i put in £2000 or even more

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Do you really need 16k per year? What did you do between your last 2 mots?
You can't put in a big deposit with the trekking, but if you type in 2024, 48mths, 12k, it should work. 2024 is only 174 from you, 3250 from fiat!

Bundes said:

Do you really need 16k per year? What did you do between your last 2 mots?
You can't put in a big deposit with the trekking, but if you type in 2024, 48mths, 12k, it should work. 2024 is only 174 from you, 3250 from fiat!

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it wont let me change any of the details, i didnt put them in that is what its automatically come up with, for some reason i cant update info...i can when i did the panda cross

Bundes said:

It is exciting but its important to keep control of your head. Make sure that you can afford the repayments and especially the end payment if you plan to keep the car.
Don't know what these other extras are. I understand gap insurance but due to me paying over 3grand deposit plus the FDC of 3250 then I should always be ahead of its value.
The last option I swithered on was the tints. I have always been a " don't leave anything visible on the back seats " person, but I have never owned a panda with a small boot. The dark tints stop a jacket catching the eyes of a scummy bawbag walking past your car.
If you have a deposit and the end payment then I would consider the cross! Really cool car and once you have paid for it over as little months as you can, its worth something if you sell it on.
Did you read about the deal I got myself.?

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i would love the cross, but what puts me off is...higher car tax, and poss more petrol, i agree witht he tints [i often have dive gear in my car so keep them hidden is important]

mantababe said:

oh gosh... a lot of work for me lol wish i wasnt going away on tues [for 2 wks] as i really am keen to sort this

parking sensors....theres a wall rather close to my drive, last thing i want is backing into that

ive never had air con before so not sure the extra for climate control is needed, unless someone can convince me otherwise.

front seat table looks a great little novelty but isnt that what it is a novelty or does it have use?



AND why is a leather steering wheel useful?

sorry for all these questions, but i have never purchased a brand new car before so im 1. bit nervous bout it and 2. really want make sure i get exactly what i want and dont just pay for options i dont need or miss options i should have got

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Hi
Aircon just blows chilled dry air. Climate control let's u select a temp and it maintains it. Much much better imho.....
The leather wheel is much much much better in the hand than the plastic one. Don't get it and your regret it for ever!

mantababe said:

£14,405.00
Fiat Deposit Contribution
£1,400.00
Customer Deposit
£0.00
Amount of Credit
£13,005.00
Monthly Payment
£222.91
Final Payment
£3,041.00
(includes £285.00 fee)
Total Amount Payable
£14,917.77
Duration of Contract (Months)
48
APR
1.6% APR
Annual Mileage
16,000
Excess Mileage Charge
0.06p per mile

i cant seem to update this on the fiat calculator ie by adding in my deposit, as id like to see the difference if i put in £2000 or even more

Click to expand...

Can u now list your options, colour & everything so I can type them into the configurator and play with the figures myself. I can try to help from there. One good thing is there might be a trekking that matches your options already built and waiting for a buyer. To get PPS, it has to be unregistered. There might be a few out there but with 1 or 2 options missing. U must know which ones are deal breakers, list ur options in order of importance. Heated screen should be high up but colour should be variable if the perfect car is already in the UK but is bright orange. The panda suits bright colours.

mantababe said:

i would love the cross, but what puts me off is...higher car tax, and poss more petrol, i agree witht he tints [i often have dive gear in my car so keep them hidden is important]

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Tax is only 10bucks a year more!
What milage do u do per year? I don't have the figures that show the real life difference between the trekking and 4x4. Is it really going to affect you life that much?

trek petrol
stick to white at moment [as colour undecided]
city break
space saver
rear sensor
tints
winter pack
tom tom pred
4 seat flexi pack
climate control [ive been convinced]
leather gear [again convinced]

should come to £14620
my deposit £2000 or maybe £3000 [if it makes a difference]
as for mileage i always find that hard ??? 12k

im happy to wait for the car as i know theres a 12wk wait for them to be built so getting one unreg isnt a prob

Bundes said:

Tax is only 10bucks a year more!
What milage do u do per year? I don't have the figures that show the real life difference between the trekking and 4x4. Is it really going to affect you life that much?

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10bucks its £125 here and the trek is £25

mantababe said:

trek petrol
stick to white at moment [as colour undecided]
city break
space saver
rear sensor
tints
winter pack
tom tom pred
4 seat flexi pack
climate control [ive been convinced]
leather gear [again convinced]

should come to £14620
my deposit £2000 or maybe £3000 [if it makes a difference]
as for mileage i always find that hard ??? 12k

Click to expand...

To work out your mileage, look at you old MOTs.
Your deposit makes a big difference, to big and its impossible to use the configurator for the trekking. My advice, put your deposit away safe for your final payment.
4 seat flexi may not be the way to go, pick the stuff individually. As you have subaqua gear then the luggage net and special pockets might benefit u.
Anyhoo, I'm away to play with the configurator for both the trekking and your future new cross!!!

mantababe said:

10bucks its £125 here and the trek is £25

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The twin air cross is not £125, is it? Where do u get ur info from?

Bundes said:

The twin air cross is not £125, is it? Where do u get ur info from?

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my bad, you are right its £30 i was told it was £125

Bundes said:

The twin air cross is not £125, is it? Where do u get ur info from?

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if i could get the trek [14620] with the pps of £3250, total £11370 and on a low interest rate i would be very happy

mantababe said:

my bad, you are right its £30 i was told it was £125

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Phew, I thought I had slipped up. It could go up, obviously, dependant on our bosses at Westminster.

Bundes nailed the climate control argument, dial in your temp and it sorts it all out for you. Don't believe any of the nonsense about being able to set different temperatures at either side of the car though, with something as narrow as a panda you would be hard pushed to notice the difference. Oh, and it does look good on the dash.


anyone got any pics of the CC dash to show how cool it looks

mantababe said:

if i could get the trek [14620] with the pps of £3250, total £11370 and on a low interest rate i would be very happy

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First question, have you got urself entitled to PPS yet? I think gar advised IAM & others said various other routes. That has to come first, the rules say you must say to your dealer that u are entitled first, proof may be asked for, this comes in the form of membership cards, Aston villa season cards, legoland annual pass etc etc.
Before this stage, once your entitled, you enter ur details into the appropriate page on the fiat website. They then send you all the info u require with regards to discounts and the rules to follow. Now is dealership time, loaded with ur deal in hand.

When I added ur options into the config the OTR came to 14670, maybe you never selected one of the 50quid ones.
Here's your deal
OTR 14670 [OTR + 285fee = 14955]
FDC (1400) 3250
Cust dep (2030) 180
Total deposit including customer and fiats deposit contribution = 3430
Monthly 179.54
Final payment 3088
Total payable for car 14956.38
Interest £1.38
Total payable by customer 11706.38 ##
## 180 + (179.54x47) + 3088 ##
48months
1.0% APR
15K Per year

Try not to bite the dealers hand off.

For around 2100 you could have a cross. I will work it out but it requires a 3490 deposit from u.

mantababe said:

if i could get the trek [14620] with the pps of £3250, total £11370 and on a low interest rate i would be very happy

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The privilege deal shows the following for a bog-standard Trekking:

On the road - £12,795
Fiat contribution - £3250
Customer deposit - £132
Monthly payment - £132 x 48
Optional final payment - £3609 (includes £285 fee)
Total payable by customer - £9945
Fixed interest rate - 0.45%
APR - 1.5%

Note that the shorter the period of time you buy over - say 36 months rather than 48 - the lower the amount of interest you pay overall (although the monthly payments are then higher, obviously). But with such a low APR on the Trekking, it doesn't make a helluva difference tbh.

The annual mileage you enter in the configurator is only relevant if you plan to hand the car back at the end of the contract period. If you don't, just put in an annual mileage that produces the best outcome in terms of monthly payments and interest paid

mantababe said:

Bundes nailed the climate control argument, dial in your temp and it sorts it all out for you. Don't believe any of the nonsense about being able to set different temperatures at either side of the car though, with something as narrow as a panda you would be hard pushed to notice the difference. Oh, and it does look good on the dash.


anyone got any pics of the CC dash to show how cool it looks

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C'mon, can't you play with google images or the fiat website. The panda cross dash has it, the normal has wee twiddly knobby things
What colour of dash do u fancy?

The cross with climate control as standard


4x4 with normal air-con controls


Climate control switches

Gar

Thanks gar, its just wiser.