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Old 13-12-2013   #1
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Insurance renawal

Morning, Had my insurance renewal which was 169 with quote me happy. Pleasantly surprised that after years of steady rises it's gone down since last year.
I declined this though and got a quote through quidco linking to Aviva.
180 (which is a little weird as their site says "insurance from 195" or something. Maybe they'll now say 180??)
70 cashback through the quidco, so effectively 110.

I know the quote is based on risk dependent on location, age etc.
Got to be worth a look come renewal time.

Another tip is when you get a quote, they sometimes put you on a middle voluntary excess, say 350. Try reducing this as it may make zero difference to the quote. That happened both times over the last 2 years for me.
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Old 13-12-2013   #2
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Re: Insurance renawal

Quote Originally Posted by deeyup View Post
Morning, Had my insurance renewal which was 169 with quote me happy. Pleasantly surprised that after years of steady rises it's gone down since last year.
I declined this though and got a quote through quidco linking to Aviva.
180 (which is a little weird as their site says "insurance from 195" or something. Maybe they'll now say 180??)
70 cashback through the quidco, so effectively 110.

I know the quote is based on risk dependent on location, age etc.
Got to be worth a look come renewal time.

Another tip is when you get a quote, they sometimes put you on a middle voluntary excess, say 350. Try reducing this as it may make zero difference to the quote. That happened both times over the last 2 years for me.
Cheers for the info mate!

Our renewal was 375; not legendary by any means but we have have an "at fault" bump in the past three years, plus my father-in-law is also insured on our car too, which adds a bit as he lives at a different address.

When you say about the excess, are you talking about Aviva specifically?
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Old 13-12-2013   #3
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Re: Insurance renawal

Aviva standard excss is 350. Can be as low as 150 or as high as 1050 customer choice
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Old 13-12-2013   #4
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Re: Insurance renawal

Quote me happy is online only servuce from aviva
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Old 13-12-2013   #5
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Re: Insurance renawal

Well in the 40 mins since I posted, I've sorted out our insurance!

Went through the Quidco site which will guarantee either 35 or 40 cashback (can't remember exactly). Anyway, the quote to stick with AXA was just over 290 including a number of extras added on.

So all in all it should be just under 260 once the cash is paid in! Although will have to keep track of it I guess.

A good result though and one that I am very pleased about as I honestly thought I wouldn't be able to get it in under 300 this year.
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Old 13-12-2013   #6
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Re: Insurance renawal

Quote Originally Posted by Warriorpete View Post
Aviva standard excss is 350
There is no standard excess, its what ever you select

350 is only a guide and starting point.
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Old 13-12-2013   #7
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Re: Insurance renawal

the exact wording from Aviva is "the standard policy excess is 350".
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Old 13-12-2013   #8
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Re: Insurance renawal

Quote Originally Posted by Warriorpete View Post
the exact wording from Aviva is "the standard policy excess is 350".

on YOUR own policy..quite possibly.,

I can't see there being a "Standard" as customer vary so much

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Old 13-12-2013   #9
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Re: Insurance renawal

Quote Originally Posted by Warriorpete View Post
the exact wording from Aviva is "the standard policy excess is 350".
Wheres this exact wording located
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Old 13-12-2013   #10
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Re: Insurance renawal

Any customer ringing aviva will be told this
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Old 13-12-2013   #11
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Re: Insurance renawal

If you say so
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Old 13-12-2013   #12
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Re: Insurance renawal

Quote Originally Posted by Warriorpete View Post
the exact wording from Aviva is "the standard policy excess is 350".
Just checked my docs, my voluntary excess is 350.

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Old 13-12-2013   #13
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Re: Insurance renawal

Quote Originally Posted by Most Easterly Pandas View Post
If you say so
I don't say so I know so lol
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Old 13-12-2013   #14
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Re: Insurance renawal

How's that then?
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Old 14-12-2013   #15
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Re: Insurance renawal

I work for aviva
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