Introduction
Bought the new GP on Wednesday when I p/x the Punto for it.
Pics on the test run...
Pics on the test run...
after 1 years no claims and no points it drops around 30% , well its going to for me so its quite good.
however its so high because of the people that dont insure there car not because of the ones that do :/
Im 18 atm almost 1 years no claims, my insurance is 3.2 k a year
I Have a decent payed job luckyly in this climat so i got a quote on a 1.9 mjet , 3.8k a year (thats with 1 years no claims)
I cant win, its gonna be 1.2's untill im like 40 lol
Dude thats stupid money!! Wont Admiral/Elephant insure you cheaply??
Im 20 with 2yrs NCB driving a 1.8l Astra Coupe (insurance group 11) for less than £1k!
How can a Punto cost more than that! its outrageous...
I think also, it may be down to luck at when your purchase insurance. Crazy I know but last February I rang to insure my old Corsa B and they told me £2100, I rang in March and quoted me £1199. I remember it due to being so confused :S
Dont forget the value of the car can affect it too
Maybe thats your answer then mate that and the fact were young etc.That does affect it but the value went us £2K and price came down £100.
(I should mention I live on the doorstep of Lowedges - ultimate car crime hell.)
Dom
Maybe thats your answer then mate that and the fact were young etc.
Hey Dom,
Sounds stupid but have you looked at Ikube for your insurance?
You have a curfew on your car (11pm - 5am) and they "fine" you £98 if you drive after that time.
Ive got a 1.2 8v active (07 reg) and Im only paying £1700 for my first year fully comp with all the trimmings!(curt car/windsheeld ect)
Plus when your done you can keep the gps tracker they put in your car
Hey Dom,
Sounds stupid but have you looked at Ikube for your insurance?
You have a curfew on your car (11pm - 5am) and they "fine" you £98 if you drive after that time.
Ive got a 1.2 8v active (07 reg) and Im only paying £1700 for my first year fully comp with all the trimmings!(curt car/windsheeld ect)
Plus when your done you can keep the gps tracker they put in your car
Hey Dom,
Sounds stupid but have you looked at Ikube for your insurance?
You have a curfew on your car (11pm - 5am) and they "fine" you £98 if you drive DURING that time.
Ive got a 1.2 8v active (07 reg) and Im only paying £1700 for my first year fully comp with all the trimmings!(curt car/windsheeld ect)
Plus when your done you can keep the gps tracker they put in your car
Sorry but still a rip-off!!
Just tried an experiment. I got a quote on 200k's worth of Ferrari 458 italia and that came out at £3900 for the year. Hardly seems fair you have to pay around half that for a 1.2 Fiat and you can only use it at night!!
As another little comparison I can insure an 80k Maserari GranTurismo for £1267. Now I know I'm not as young as you guys but I'm hardly in my 40's with a mortgage and 2.5 children. I'm prob less than 8 years older.
Not having a go but insurance companies make me sick!:yuck:
Dom,
Repeating what many others have said but your insurance is ridiculous!
I have just turned 19, with no NCD and under 2 years driving experience, yet my GP Sporting 1.4 T-Jet is insured for £1100!
I'm almost certain you should be able to get it down from your current amount, although I agree with previous comments that a big proportion does depend on postcode.
I managed to lower my insurance by almost 40% by adding named drivers with a load of driving experience and a full NCD. I added my mum and aunty, who both have over 15 years NCD and have been driving for 30+ years.
That took it down from about £1700 to the current amount of £1100, even though it is unlikely they will drive the car much at all.
That insurance company was elephant by the way.
Thats the main tip I can offer, other than that I'm still in shock at how much you are paying!
Dan
Didn't notice that.. Corrected for you.
Sorry, I think I must have worded that one wrong! haha I can drive all day after 5am and up until 11pm. As I work full time I dont find it restricting me that much tbh, the only time it bothers me is if I wanna go out to a party or a concert that finishes after 11 :/
Oh wel.... 3 more months and Ill be part ex'ing the punto and scrounging more money from the bank of mum and dad for the insurnace on a New fiesta Zetec S
Cheers
Tom
haha, just by the sound of things some people didnt quite understand it! haha
How are you getting on with your new ride then?
Decided to keep it 100% OEM forever?
x
haha, I know what you mean!
When I had my tracker fitted I had to get them to come to where I work and I got a phone call from the bloke on a blocked number saying he was 10 minutes away and that I should be waiting. So there I was waiting for him like a lemon in a car park ( trying not to look shifty) and he arrived 10 minutes later.
After it was installed (about 3 days) I got call from Ikube asking if I had had any problems with the tracker, obviously nothing had gone wrong. But then 2 days after this they rang me asking me when I would like to get my tracker fitted?!?!?! They obviously didnt realise I had already had it fitted!
Took about half an hour to make them understand that I already had the damn box fitted!
Can tell there from Peterborough
Thats Wisbeach for ya' haha!
Thats enough of insurance talk for now lol
Are you gonna go for any audio uprgades? Footwell lights?
Tom