An Incredible Tale.

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An Incredible Tale.

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Driving along today and suddenly out of the blue the car in front decides to stop, select reverse and accelerate towards me, yes you guessed it, full frontal impact!

The driver and passenger, or should I say Hoody and Baseball Cap, exit the car and run, I give chase but am no match for a pair of skinny sixteen year olds.

I return to the car and all becomes clear, the actions of this Scrote happened because just ahead of them in a layby was a Police Volvo, they had stolen the car, panicked and I got the short end of the wedge.

The Police were very helpful and calming, they interviewed me and three roadside witnesses while another squad car went in search of the Scrotes, it later returned with the passenger who sat in the back of the car, cuffed and laughing at me! He cannot be touched as he was only a passenger, he did not steal the car, or drive with no insurance or license, arrrrggghhhh!!!!! He refused to grass his mate, obviously.

Got home, phoned the insurance, the car is booked in for repair, however, it is going to cost me £425 excess and lose my No Claims Bonus, how the hell does this work, I'm the innocent party here, but the other car was SORN, stolen from someones drive, uninsured, and they can't find the thieving driver, so it all falls on my shoulders. I called the MIB and even if I was successful in securing an award from them the first £300 they withold, so I'd only get £125.

This country winds me up, what is going on?!?
 
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Driving along today and suddenly out of the blue the car in front decides to stop, select reverse and accelerate towards me, yes you guessed it, full frontal impact!

The driver and passenger, or should I say Hoody and Baseball Cap, exit the car and run, I give chase but am no match for a pair of skinny sixteen year olds.

I return to the car and all becomes clear, the actions of this Scrote happened because just ahead of them in a layby was a Police Volvo, they had stolen the car, panicked and I got the short end of the wedge.

The Police were very helpful and calming, they interviewed me and three roadside witnesses while another squad car went in search of the Scrotes, it later returned with the passenger who sat in the back of the car, cuffed and laughing at me! He cannot be touched as he was only a passenger, he did not steal the car, or drive with no insurance or license, arrrrggghhhh!!!!! He refused to grass his mate, obviously.

Got home, phoned the insurance, the car is booked in for repair, however, it is going to cost me £425 excess and lose my No Claims Bonus, how the hell does this work, I'm the innocent party here, but the other car was SORN, stolen from someones drive, uninsured, and they can't find the thieving driver, so it all falls on my shoulders. I called the MIB and even if I was successful in securing an award from them the first £300 they withold, so I'd only get £125.

This country winds me up, what is going on?!?

Yep, similar type of scrotes a few weekends back walked up the crescent and with baseball bats, smashed several cars up. Last car they did was a 2 year old Jag S type. They smashed every window, and battered every panel. Car is a write off!! Discription police have is, two were hooded, and other wearing Burberry. Yep, a chav!! When are the police, local councils and the goverment going to come down on this scum? Only way is to bring back national service. Its done in other countries, so why not here. It will give these kids some self belief that there is a future, stick morals in their heads and teach them a skill or two and set them up for work after they finish.
Sorry to here your car was damaged.

Andy.
 
I thought you meant Men In Black, get them all raygunned or something :D Don't misconstrue that as me laughing at the situation BTW. Why on earth would idiots like that select reverse and smash into you, let alone steal the thing in the first place. I hope they catch them and feel the full force of the law. That one laughing at you, typical of them these days, they know they can't be touched as much as you, and for him to feel safe enough to be laughing, makes my blood boil. Good for nothing little bit of excrement.
 
I agree that Twincamms getting as much as poss from MIB makes sense. Just don't forget who pays for the MIB from their insurance premiums, yes us the law abiding insured. The real villains are the politicians for creating this situation in the first place, if I ruled the world you would able to make the chavs social worker pay for the repairs out of their salary. BTW, the MIB is realy there to pick up the pieces in a total disaster for the victim, maimed , death, total write off of car etc. so the excess is understandable and I am pleased it exists
 
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Got home, phoned the insurance
rookie error. never phone the insurance. rebuilding your no claims will cost a lot over the next few years, and your insurance premium will go up for the next 5 years even though it isnt your fault, and paying for the excess will cost a lot, plus having declared damage on the vehicle will devalue it meanig you get less when you sell it.

you should get it fixed at a cheap local independant bodyshop instead, it always works out cheaper unless the car is a total write off and cant be repaired (different to insurance write off).
 
Sorry to hear about it Twin, although im glad your not hurt as cars can be fixed.

Chavi ba$tards get away with blooming everything, although tbh even if they did find them, arrest them, and lock them up it would just be like sending them to butlins :mad: (n)
 
Update.

Well, the passenger (16 years old) was caught and cautioned for aggravated theft, in other words a slap on the wrist, he did not grass on his mate who was never caught.

My car is booked in, the excess stands at £425 and the repair actually only costs £650, after much discussion and negotiation the insurers are going to repair it, I am going to lose two years of my seven years no claims and I lose the right to protect my no claims for two years. Not a fantastic result but better than a kick in the nuts.

All in all, a total inconvenience, and my opinion of teenagers is worse than ever, come the revolution, I'm gonna kick some Chavs head in!

Grrrrrrrr..........................................
 
Yes, I could have done but there was nothing to gain from it, the insurance people reckon my premiums won't increase but I'll have to wait two years to protect my no claims.

I would have been happier to catch the oinks and give them a good kicking, but let me tell you, sixteen year olds can run, I'd forgotten that and looked like a thirty five year middle aged old man trying to catch them!
 
Yes, I could have done but there was nothing to gain from it, the insurance people reckon my premiums won't increase but I'll have to wait two years to protect my no claims.

I would have been happier to catch the oinks and give them a good kicking, but let me tell you, sixteen year olds can run, I'd forgotten that and looked like a thirty five year middle aged old man trying to catch them!

Makes you wish that you had a twelve bore shotgun handy doesn't it?!!! ;)

Chav scum can't out run shotgun pellets. Aim at their legs and cripple the ba5tard5 :devil:
 
Thats a right pisstake, i had a women drive into one of my cars years ago and drive off lucky enough i found out where she lived and went and sorted it out.

Like a few others said i would of done it without the insurance but as you said it could of been worse.

If you would reconise the driver and passenger again just see if the police can slip you the name and address of the passenger then borrow another car and take a friend with you or something and watch out for him around his area with his mate just give them a good kicking.
 
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