Hi guys, my first post on the forums *waves*..

Anywho, I'm in the middle of my lessons at the moment, I'm 18 and have a Fiat Bravo SX80 (1.2) lil beast!

Just wondering where the cheapest place for insurance is?? the cheapest i've found is £1855 TPFT with Direct Line.

Thanks,

ricketh.

As the car has more than 2BHP your insurance ain't gonna be cheap. When I'd just passed my best quotes were with privilege, churchill and norwich union. Oh and Endsleigh. Also give confused.com a try, you're not guaranteed the best quotes from here but it sometimes returns a good quote which you can then get down further by calling and seeing if they'll go any lower.

Good luck on your quest!

You may wish to consider pass plus as well...

Edit: Give Hasting's direct a try too. I'm with them this year as their quote was massively cheaper than any other.

diffrent places do diffrent discounts for diffrent people, getting a pass plus helps get a bit of money off

Don't know if anybody will find this usefull but i'm a first time driver and these are the different quotes i got, third party fire and theft:

Direct Line: £1855 / £169pm
Privelage: £1683 / £147pm
Admiral: £2223
Tesco: £2178 / £188pm
Churchill: £1802 / £158pm
Quinn Direct: £1509

dont forget to compare excess

More Than car insurance:
£1400

roughly £128/per month.. All mods that dont increase performance!

www.ecarinsurance.co.uk seems rather cheapish. Also, try Bell and CIS if you haven't already.

Can't guarentee any miracles, but they've been the cheapest for me in my insurance hunts.

based on an 18 year old just passing HIS test with no pass plus, and on no other insurance, driving a Fiat Bravo 1.8 HLX 98'

MORE TH>N @ £845.07

Princey said:

based on an 18 year old just passing HIS test with no pass plus, and on no other insurance, driving a Fiat Bravo 1.8 HLX 98'

MORE TH>N @ £845.07

Click to expand...

Based on an 18 year old just passing his test with no pass plus when I just done this through MORE TH>N on the 1.8.....

It worked out to £2,192.48 TPO

I had stated that the car was garaged and only 6k per annum.

So unless you are insuring as a named driver on someone elses policy, I would recheck your policy/quote, before you drive your car.

Norwich Union Pay As You Drive is quite hard to beat if you don't drive much between 11pm and 6am. Thats what I'm on.

heh well i tried on my own insurance with 4k annual mileage and got 845 =]

Try routen chaplin 0115 9734437

They're a brokers in Long Eaton (Derbyshire). I'm insured on my stilo 1.6 for £1010 fully comp with uninsured loss recovery

I'm 20 been driving for a year no no-claims though.

More Than
18
1 years NCB
Named driver only
Cinq Sporting 1.1.
£463.69 TPFT
3000miles ( they can't prove you've gone over )
Value of £500

SkinzCinqSporting said:

3000miles ( they can't prove you've gone over )

Click to expand...

they will if you claim off them, theyll check the mot certificates and will state millage, they aint stupid mate most seem to think they are but there not.

SkinzCinqSporting said:

More Than
18
1 years NCB
Named driver only
Cinq Sporting 1.1.
£463.69 TPFT
3000miles ( they can't prove you've gone over )
Value of £500

Click to expand...

Dafty boy

Liam

I've just gone with ecarinsurance.co.uk there quote was £250 then what my renewal quote was with elephant.co.uk.

Just keep on shopping round. I used confused.com as a guide.

Bunny said:

I've just gone with ecarinsurance.co.uk there quote was £250 then what my renewal quote was with elephant.co.uk.

Just keep on shopping round. I used confused.com as a guide.

Click to expand...

Did you mean £250 cheaper?

SkinzCinqSporting said:

More Than
18
1 years NCB
Named driver only
Cinq Sporting 1.1.
£463.69 TPFT
3000miles ( they can't prove you've gone over )
Value of £500

Click to expand...

Computerised mot certificates.... there are more than one reason for them. After all if i payed some cash i could milage check any car i knew the numberplate of.

Cheapest quote so far :

Comprehensive cover with a £150 Accidental Damage, Fire and Theft excess

The Endorsements that apply are listed below:
-24 hour claims assistance service, including a courtesy car provision
-£100,000 legal expenses/solicitors' fee cover (solicitor must be pre-approved)
-£500 Stereo cover
-Unlimited windscreen cover (£60 excess) - approved repairer must be used
-Free foreign travel (green cards) for up to 30 days per annum
-Modification friendly insurer (like for like cover on modified parts)


Estimated premium: £297.75 (inc insurance premium tax at 5%)

http://www.greenlightinsurance.com

Steve

mountainmachine said:

Did you mean £250 cheaper?

Click to expand...

Yep