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Join Date: Jun 2006 Location: Cambridgeshire
Posts: 2,088 Thanks: 47 Trader Rating: 0 ![]() | Uprated brakes & insurance costs Why will my insurance go up by 4% when I put 284mm discs on the front and do a rear disc conversion on my Sei ![]() ![]()
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![]() | Re: Uprated brakes & insurance costs its outwith OE spec and is an unknown quantity.eg does it work better?will it cause instability?will you drive faster due to better brakes? etc etc
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![]() | Re: Uprated brakes & insurance costs Because its a chance to get more money out of you - regardless of if it makes the car safer. I agree though, what's more likely to work - standard brakes not checked until they are squeeling as metal grinds metal? or uprated brakes fitted by a competent enthusiast? |
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![]() | Re: Uprated brakes & insurance costs ![]() Because its a chance to get more money out of you - regardless of if it makes the car safer. I agree though, what's more likely to work - standard brakes not checked until they are squeeling as metal grinds metal? or uprated brakes fitted by a competent enthusiast? ![]()
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Join Date: Jan 2005
Posts: 6,400 Thanks: 50 Trader Rating: 3 ![]() | Re: Uprated brakes & insurance costs Some insurers will see it as a good thing, some will see it as an incentive to drive the car harder and possibly beyond your limits. |
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Join Date: Oct 2004 Location: Sunderland and LakeDistri
Posts: 4,242 Thanks: 9 Trader Rating: 0 ![]() | Re: Uprated brakes & insurance costs frizzel don't charge extra for break conversions, as long as the conversion is better than original. likewise they don't charge extra if you have a tow bar fitted, as its seen as protection to the insured vehicle. ![]() I think I'm gonna get one for the punto, as I'm fed up of people tailgating. Biiigg meaty towbar with polished ball + suddenly breaking = car behind literally shtting there pants. serves them right for not keeping the correct and safe braking distance in winter conditions ![]()
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![]() | Re: Uprated brakes & insurance costs Problem is if they hit it - it transfers all the impact energy through your rear subframe.. Almost certain writeoff. |
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Join Date: Oct 2004 Location: Sunderland and LakeDistri
Posts: 4,242 Thanks: 9 Trader Rating: 0 ![]() | Re: Uprated brakes & insurance costs true. BUt you'll notice less people will tailgate you in traffic if you have a towbar!!!! thats all they look at, just the ball of penetration and death, and not whats happening around. So I would say youare maybe less likely to get shunted?? and if the accident was hard enough to distort/move subframe then they would have written off a punto anyway
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