I hope you guys in the U.K. appreciate how easy it is to insure multiple cars!
Here in Ireland, I made the mistake last November of buying and registering a second car in my name.
Existing insurer (who also insures my house): 2 cars on one policy? NO
2nd policy with mirrored NCB? NO
2nd policy with 0% NCB? NO, not Co. policy to quote new customers with 0% NCB. :bang:
Tried another Insurer I was previously insured with for a car and have over 10 years motorcycle insurance with . No,No,No again. But was told if I had named driver experience they might be able to quote me, but it would be expensive c. gross premium + 60% loading (i.e. Euro 1,500 - 2,000)!!! When I informed them I actually had 40 years as a named driver on a relative's policy, they then decided it was, after all, not Co. policy to quote new customer's with 0% NCB. :bang:
I have 40 years claim free driving experience, zero penalty points, zero convictions/fines. I made it clear I only needed cover for myself only on both cars, so I'm not attempting to 'front' for anyone.
Last year Comp. cover on a 1.4 90 hp Bravo (i.e. non-turbo) cost E. 480
This year's renewal is E.560.
I have tried multiple Co's here in Ireland incl. RSA,Axa,Allianz,Aviva.
Still can't sell the 2nd car I couldn't insure as it can't be driven to the test centre. Can't be taxed either. :bang:
Al.