Jamie MK2 said:

im 18, full licence and paying €1798 with Asgard, third party fire and theft

dont know what you mean by tracker though?

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Trackers are small devices fitted to the car. Insurance companies use them to monitor how you drive, speed, braking, times you go out (most don't cover you between 11pm and 5am(?)) etc

I paid 2.6k first year kn punto, second year 2.6k again and now I have an astra 3.2k lol I was 17-19 whilst having the punto insured and now 19 on the astra

Punto 1.2 8v and astra 1.6 twinport

Cool ,

Dani the Punto said:

wow, its just unbelieveable the prices, you pay more for the insurance than the acutall value of the car, i got a quote for my 1.2 8v 2004 punto dynamic with this thng that traks your every move for one payment of 5k!!!!!!!

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The value of the car has got nothing to do with it, it's the £20,000,000 if indemnity your provided with that your paying for!

Dani the Punto said:

Also another question, if any of u put an aftermarket airfilter such as a k and n, howmany of you would tell them??

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Everyone should. May as well not bother with insurance if your going to drive about fraudulently!

wilko1992 said:

They dont know about half of my mods just the alloys and exhaust

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Why not just drive without insurance altogether?

Most Easterly Pandas said:

Everyone should. May as well not bother with insurance if your going to drive about fraudulently!

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Ahh, great minds and all that!

some of these quotes are scary, im shopping around for my renewal now and best i have found is 525 fc

im 20 and will have 3 years no claims

seeing sky insurance in here has reminded me i need to get a quote of them

Just to try to help i'm 18 and im with IKUBE (i was 17 when i started the policy, it runs out next month!) and my insurance was 1503 per year, the tracker only tracked mileage but your not allowed to drive between 11pm-5am.