Give mk1 Punto Selecta a try.
Have a look at the companies that fit a tracker to your car, can't remember the names (insure the box?), can't drive between 11pm and 6am/7am though I believe, and only 6,000 miles a year. But believe they are cheap.
It would stop me from working.tbh its going to get to a point where young people cant simply get on the road
Insurance is a joke tbh.... But there are alot of yobs making it worse for every1
The bad and the good are all out there
1800 isn't bad really
i'd snatch it quick! I paid only 1600 for my first year 4 years ago
Only 5k miles tho
So 16k miles and a 11am till 5am isn't bad
tbh driving at 11am to 5am is overrated
Just stops you going some places - or it costs more due to traveling
ziggy
Out of interest why are you going for an automatic licence and not a manual?
It was just because I wanted to pass fast, I had a few problems with gear changing etc and I felt confident in an automatic and passed first time, I'm going to do the manual later next year though.
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On another note, I managed to get insurance with 'Ingenie' a new company underwritten by Ageas. Expensive.. at just over £2600 but I had some family help still nicely paying £261 a month
It has a telematics box and fully comp, but doesn't have any time restrictions which was the main selling point (could have got ikube a little cheaper but what was the point in 'restricting freedom' any more?)
I've done a couple quote checks for next year and if I just get by this year I've seen companies such as Hastings offering me £900 for TPFT and £1200 for FC which is a staggering drop (made myself a year older, year licence and year ncb)
Other than that there isn't much to say, Ingenie is worth checking out for some people though, especially if you NEED/may go out after 11!
Don't get false hopes by trying to predict your insurance premium for next year. Rating factors and pricing are always changing!
Still wouldn't part with £2600 for insurance, its extortionate.to be honest i thought the insurance for my punto mk2 was alright,
had a deawoo kalos thing before and it was 3500 a year with 3 points, but with the punto with 3 points and a 42 day ban, is 2600 a year!!!! weird i know.... but ive been driving for two years now aswell!! so if your gettin qouted like 3000 a year thats alright these days for a new driver init.
Still wouldn't part with £2600 for insurance, its extortionate.
It was just because I wanted to pass fast, I had a few problems with gear changing etc and I felt confident in an automatic and passed first time, I'm going to do the manual later next year though.
--
On another note, I managed to get insurance with 'Ingenie' a new company underwritten by Ageas. Expensive.. at just over £2600 but I had some family help still nicely paying £261 a month
It has a telematics box and fully comp, but doesn't have any time restrictions which was the main selling point (could have got ikube a little cheaper but what was the point in 'restricting freedom' any more?)
I've done a couple quote checks for next year and if I just get by this year I've seen companies such as Hastings offering me £900 for TPFT and £1200 for FC which is a staggering drop (made myself a year older, year licence and year ncb)
Other than that there isn't much to say, Ingenie is worth checking out for some people though, especially if you NEED/may go out after 11!
to be honest i thought the insurance for my punto mk2 was alright,
had a deawoo kalos thing before and it was 3500 a year with 3 points, but with the punto with 3 points and a 42 day ban, is 2600 a year!!!! weird i know.... but ive been driving for two years now aswell!! so if your gettin qouted like 3000 a year thats alright these days for a new driver init.
Out of interest, do you have to take your full test again in a manual?