If, like me, you turn one year older just before your policy expires, please for the love of God, only get quotes AFTER your birthday.
My policy was due to renew 9 days after my birthday, and my renewal quote was £600. My comparethemarket etc. quotes weren't much better. I set the renewal date to the 26th, 9 days (17th) after my birthday.
Now, fast forward to today, (21st), and I put in the exact same information again, the only thing that has changed is that I am now actually 22, and low and behold, I managed to get it down to £460.
Top tip!
No idea why it's like this, maybe a broker can shed some light? Surely if your renewal date is after your birthday they should take that in to account instead of only applying it after you actually go up a year. Must be making a killing on this little secret.
My policy was due to renew 9 days after my birthday, and my renewal quote was £600. My comparethemarket etc. quotes weren't much better. I set the renewal date to the 26th, 9 days (17th) after my birthday.
Now, fast forward to today, (21st), and I put in the exact same information again, the only thing that has changed is that I am now actually 22, and low and behold, I managed to get it down to £460.
Top tip!
No idea why it's like this, maybe a broker can shed some light? Surely if your renewal date is after your birthday they should take that in to account instead of only applying it after you actually go up a year. Must be making a killing on this little secret.