sammclean23 said:

@ eklipze3k: point taken, should have thought it through. But could it class as an expense due to the accident? One of the questions on the claim is "have you incurred any expenses as a reesult of the accident"

@ Ffoxy: I am not one to persue a claim unless genuine. I know too many people that have been ££££ better off for absolutely nothing.

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jrkitching said:

Folks who don't have accidents get cheaper insurance than folks who do - regardless of whose fault the accident was deemed to be. Fair or unfair, it's one of the Facts of Life. If you want the cheapest insurance, don't have accidents.

Perhaps the most important question to ask yourself after any accident, regardless of whose fault it's deemed to be, is this:

"What could I have done differently that would have prevented this from happening?"

That will give you the best chance of turning an unfortunate incident into a learning experience and also help you avoid getting involved in future accidents.

You can't control the way other people choose to drive - you can only control your own driving.

Sorry if this comes across as preaching, but I believe it's my responsibility to drive in such a way as to avoid having accidents in spite of the best efforts of other drivers to cause one.

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sammclean23 said:

I understand what youre saying though in this situation there was very little I could have done differently as it was all I thought about post accident lol, I know youre not saying im a bad driver and are simply stating youre thoughts but i feel the same about my driving mate.

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jrkitching said:

Sometimes there really isn't anything at all you could have done differently. You were just in the wrong place at the wrong time. Sadly, not everything in life is fair & it's a horrible feeling when you lose out through no fault of your own. Commiserations & best wishes for an accident-free future

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