hiya guys im 18 and im struggling to find goood insurance, tesco the cheapest,

i rang adrian flux and they said they cnt do it for under £3100 for a 1.2 punto, i cant seee how or why eveyr1 rates them as a good company they wouldn even try and beat tesco's



any other companies i can ring and try please

fatboijay said:

hiya guys im 18 and im struggling to find goood insurance, tesco the cheapest,

i rang adrian flux and they said they cnt do it for under £3100 for a 1.2 punto, i cant seee how or why eveyr1 rates them as a good company they wouldn even try and beat tesco's



any other companies i can ring and try please

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None will do it cheaply unfortunately because they class us as high risk. I'm insured with 4Counties on the I-Kube scheme for £1999, this restricts you driving from 11pm to 5am and you get charged £100 for that night if you do drive in those times. Try them and all the comparison sites.

Dom

ta mate but tht wldn be any good for me couz i dnt get in till 12 wen im out or if i am at the gf's then i tend tostay late

fatboijay said:

ta mate but tht wldn be any good for me couz i dnt get in till 12 wen im out or if i am at the gf's then i tend tostay late

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Stay the night..

Just try all the comparison sites and phone every insurance company you can. You can try playing them off against each other, i.e. say "Tesco quoted at £2700, can you beat that?" etc.

Dom

paying 4.5k on a 1.4 bravo matey, cheapest quote I got was 3.7k for a 1.2 fiesta, 22 now and had the car for 6 months, just added my mum onto the policy, that brought it down to 3.9k, only way I could do any car was to get a loan from the bank, so I thought frig it im gonna have a car I like, try endsleigh they where cheapest for me, but then that aint saying much lol

cainy1989 said:

paying 4.5k on a 1.4 bravo matey, cheapest quote I got was 3.7k for a 1.2 fiesta, 22 now and had the car for 6 months, just added my mum onto the policy, that brought it down to 3.9k, only way I could do any car was to get a loan from the bank, so I thought frig it im gonna have a car I like, try endsleigh they where cheapest for me, but then that aint saying much lol

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Endsleigh quoted £10K for me on an '04 Punto 1.2 8v Active.

guys try predential, i just got quoted £1900 or pay monthly at £2100 a year,

fatboijay said:

guys try predential, i just got quoted £1900 or pay monthly at £2100 a year,

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That's pretty good, go for it but check all the details are right.

Dom

eek these prices are scary

my first quote was 900 hundred on my provisional and then with my full licence it went up to 1400 now its back to 900 with a years no claim.

my advice is to shop around everywhere try all the comparison sites and try and play them off each other

there is no good insurance company for 18 year olds tbh

Ring companies dont do online quotes. Your gonna get raped whoever you end up with. 18 = chav = boy racer to insurance companies. Hope you manage to spell properly on application forms too.

cainy1989 said:

paying 4.5k on a 1.4 bravo matey, cheapest quote I got was 3.7k for a 1.2 fiesta, 22 now and had the car for 6 months, just added my mum onto the policy, that brought it down to 3.9k, only way I could do any car was to get a loan from the bank, so I thought frig it im gonna have a car I like, try endsleigh they where cheapest for me, but then that aint saying much lol

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Where do you live, the gaza strip?!

Vance said:

Where do you live, the gaza strip?!

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Liverpool ... so the same thing

These threads always make me so glad I didn't learn to drive until I was 26

Eklipze3k said:

Liverpool ... so the same thing

These threads always make me so glad I didn't learn to drive until I was 26

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Oh liverpool? that's worse

I really feel sorry for the people paying more than 2k for insurance, it's crazy.

punto_matt said:

Ring companies dont do online quotes. Your gonna get raped whoever you end up with. 18 = chav = boy racer to insurance companies. Hope you manage to spell properly on application forms too.

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LOL @ the last part

Eklipze3k said:

Liverpool ... so the same thing

These threads always make me so glad I didn't learn to drive until I was 26

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I've never paid more than £1,000, got my first car at 18, I thought that was bad!

Try all the companies, I can spend a good day looking at getting the best quote. Add your mum/dad as a named driver as well, should help with the costs!

If not, start saving!

Eklipze3k said:

Liverpool ... so the same thing

These threads always make me so glad I didn't learn to drive until I was 26

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when I was completing the insurance quote it did ask if the car would be kept on bricks overnight rather than drive, of course I ticked yes....didnt make it any cheaper though :bang:

hi my brother works for swift cover car insurence and he told me the best thing to do which isnt breaking any laws rulles ectt is to put you down and maindriver and your perents down as names drivers, im 20 now driving 2 years and just about to do my 3rd policy and imdriving 1.2 grande punto 57reg and ive declared my alloys and that ive lowerd it and ive had a accident it came to £1001.57 for the year hope this helps, just on my own with no other named drivers it was 1548.92 a year so you can see the difference