cancelling insurance

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cancelling insurance

leeham987

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Apr 30, 2009
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Rotherham,south yorkshire
hi

im going to be canceling my insurance with direct line, is there a cancelation fee? runs out in august but canceling it now as got rid of the car.

cant find any info on the site.

cheers
 
tried smartarse, was on hold for over half an hour. trying to sort money out for new car etc, if theres a cancelation fee il have to wait till next week to cancel it, as thats when i get paid. just wanted a quick reply
 
Chances are they'll owe you money then, rather than the other way around.
Aye, so any cancellation fee would probably just be deducted from the refund :)

(Or is that too sensible an idea? :rolleyes:)
 
hi

cancelled in today, and was a charge of 26 quid, which isn't right surely. how long does it take someone to cancel insurance, surely its just a few clicks of the mouse. grrrrrr. lol
 
hi

cancelled in today, and was a charge of 26 quid, which isn't right surely. how long does it take someone to cancel insurance, surely its just a few clicks of the mouse. grrrrrr. lol

Its not that, you agreed a contract over a period of time, you cancelled the contract so they charged you for the pleasure... Next time check the small print, remember Insurance is a business to make money, not a charity or public service.
 
cancelled in today, and was a charge of 26 quid, which isn't right surely. how long does it take someone to cancel insurance, surely its just a few clicks of the mouse. grrrrrr. lol

It has nothing to do with how long it takes.

They are in business to make a profit. You entered in to an agreement with them to insure your car, for which they would have made a certain amount of of profit. By cancelling your policy early you have deprived them of an amount of that profit.

By agreeing to insure with them you agreed to their terms and conditions. Just because you clearly chose not to bother reading those at the time is your problem, not theirs.
 
Its not that, you agreed a contract over a period of time, you cancelled the contract so they charged you for the pleasure... Next time check the small print, remember Insurance is a business to make money, not a charity or public service.

It has nothing to do with how long it takes.

They are in business to make a profit. You entered in to an agreement with them to insure your car, for which they would have made a certain amount of of profit. By cancelling your policy early you have deprived them of an amount of that profit.

By agreeing to insure with them you agreed to their terms and conditions. Just because you clearly chose not to bother reading those at the time is your problem, not theirs.

Great minds? :p
 
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