what will i get for a write off

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what will i get for a write off

lumpaywk

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Sep 17, 2008
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portsmouth
Hi,
a couple of weeks ago some idiot in big stupid german car decided it would be a good idea to reverse into my sexy lil fiat seicento abarth. From what the garage has said so far it looks like the whole front strut is damaged and has pushed through the sump. It needs new shock absorbers, hub, wheel, tyre, bottom arm and bearings. This is purely from looking, they haven’t taken anything to pieces yet – its all bent out of shape. They said they think it will be a write off but does that mean i will get what I put as the value on my insurance or will they just value the car themselves and give me what they think its worth and if so is it really going to be what its worth bearing in mind it had the full abarth kit on it wheels seats body kit the leather stearing wheel with red stitching etc. By the way im claiming off of the other persons insurance as it was totally there faultwill that work in my favour for getting more? this is my first ever crash and its all a lil confusing lol but i do have a sexy new bravo as a curtasy car :) yay me. Thank you in advance for any help.
 
Hi,
a couple of weeks ago some idiot in big stupid german car decided it would be a good idea to reverse into my sexy lil fiat seicento abarth. From what the garage has said so far it looks like the whole front strut is damaged and has pushed through the sump. It needs new shock absorbers, hub, wheel, tyre, bottom arm and bearings. This is purely from looking, they haven’t taken anything to pieces yet – its all bent out of shape. They said they think it will be a write off but does that mean i will get what I put as the value on my insurance or will they just value the car themselves and give me what they think its worth and if so is it really going to be what its worth bearing in mind it had the full abarth kit on it wheels seats body kit the leather stearing wheel with red stitching etc. By the way im claiming off of the other persons insurance as it was totally there faultwill that work in my favour for getting more? this is my first ever crash and its all a lil confusing lol but i do have a sexy new bravo as a curtasy car :) yay me. Thank you in advance for any help.


I think its lowest book price unless you have any "agreed value" insurance.
 
was you even in the car?

how was this your crash
you didn't crash :)
argue that in next years insurance

they will offer as low as possible
always try to get more

shame you cant sue for the increase in your next years insurance
 
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arg I put the value of the car at £1500 on my insurance but i dont think that is an agreed price. If they take the value they will just do it for a standard sporting and i will be lucky to get £500 tbh if i get £1000 i will be happy but still wont be enough to get something as well looked after.

I was in the car at the time but i was stationary i might ask the garage if it is a write off if i can sly the wheels before its scrapped lol well except the busted one.
 
arg I put the value of the car at £1500 on my insurance but i dont think that is an agreed price. If they take the value they will just do it for a standard sporting and i will be lucky to get £500 tbh if i get £1000 i will be happy but still wont be enough to get something as well looked after.

I was in the car at the time but i was stationary i might ask the garage if it is a write off if i can sly the wheels before its scrapped lol well except the busted one.

See if you can find one almost the same (condition, mileage etc) for sale at a good price so you can prove to insurance what it's worth (ebay might be a good place to look?).

You could always buy it back for bits if getting another (y)
 
The law states they must offer you enough to buy a suitable replacement in your area. Prices differ depending on where you live. They will offer you something stupid at first. Go onto autotrader and look for stuff as close to your car as possible and get a few prices and a few cars near where you live if possible.

Get it all written down and explain to buy a replacement to your car it would cost £XXXX taking into account location, features, mods etc.

Do some googling, loads of sites with insurance advice etc.
 
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