MiG
Member
- Joined
- Dec 18, 2006
- Messages
- 876
- Points
- 142
So..... I had a smash about 6 Months ago now, and still not heard anything back about the car being fixed for the third party.
I told my insurance company there was minimal damage to my car, which there was, to both cars. Therefore I didn't want to pay the £1,000,000 Excess and got it sorted my self, for a 1/5 of the Excess price.
But, I crashed into and ADT van thing, therefore a company car. I would have got the car fixed for them if it was just another bloke, to stop insurance yada yada.
Directline rung up there insurance and said that they were gonna take my no claims off me, but in the end I still have them as they ain't taking em off me when A) They haven't paid out a penny and B) I said i'd pay for damages to keep my noclaims.
All well and dandy, So now the claim is down as closed, but they can apparently open up the claim whenever they want whenever the car gets fixed, which I have been told they have 5 years to claim, put all work in, etc.
I don't think they'll ever fix the car, but what do you guys reckon?
And also, how will this affect if I ever move to another insurer? Will directline contact me still in event that the claim opens up?
Because I really don't want to be stuck with directline for the next 4years.
Cheers.
I told my insurance company there was minimal damage to my car, which there was, to both cars. Therefore I didn't want to pay the £1,000,000 Excess and got it sorted my self, for a 1/5 of the Excess price.
But, I crashed into and ADT van thing, therefore a company car. I would have got the car fixed for them if it was just another bloke, to stop insurance yada yada.
Directline rung up there insurance and said that they were gonna take my no claims off me, but in the end I still have them as they ain't taking em off me when A) They haven't paid out a penny and B) I said i'd pay for damages to keep my noclaims.
All well and dandy, So now the claim is down as closed, but they can apparently open up the claim whenever they want whenever the car gets fixed, which I have been told they have 5 years to claim, put all work in, etc.
I don't think they'll ever fix the car, but what do you guys reckon?
And also, how will this affect if I ever move to another insurer? Will directline contact me still in event that the claim opens up?
Because I really don't want to be stuck with directline for the next 4years.
Cheers.