Try swapping a headlamp bulb on most modern cars in the dark, impossible! The previous Renault Megan is famous for the need to remove the wheel and wheel arch liner to access the bulb. Most aren't that bad but its not un-common to have to remove the airbox or un-clip and move a wiring loom. I don't think you can ask the average person to do that on their way home from work in the dark and the rain with cars rushing past at 70mph.
Despite my hatred of the things, I have temporarily resorted to the use of fog lamps to compensate for a blown headlight bulb. Only for a single journey mind, changed the bulb on my lunch break the next day.