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Old 10-11-2008   #1
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Fog Lights And Insurance

Hey All

I am really keen to get my fog lights. would this imporve my insurance any or just add to it?

any feedback would be great.

cheers for any feedback
Bradley606
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Old 10-11-2008   #2
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Re: Fog Lights And Insurance

i dont think it changes anything really doubt it would go down but as for rising im not sure you barely use them

i had them on the other day got pulled over and told to turn them off its against the law unless its seriously seriously foggy baffles me because a high up 4x4 with bixeon headlights at eye level are fine even though they blind far more
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Old 11-11-2008   #3
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Re: Fog Lights And Insurance

the fog in glasgow has been pretty bad. i would have them just for show to be honest. i think they look better than the stupid black plastic.
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Old 11-11-2008   #4
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Re: Fog Lights And Insurance

Better to have and not need, than need and not have. Shouldn't affect your insurance I wouldn't have thought, though I'd be surprised if you can just pop the black plastic out where the fog lamps normally go, usually it's moulded plastic.
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Old 11-11-2008   #5
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Re: Fog Lights And Insurance

Quote Originally Posted by Eklipze3k View Post
Better to have and not need, than need and not have. Shouldn't affect your insurance I wouldn't have thought, though I'd be surprised if you can just pop the black plastic out where the fog lamps normally go, usually it's moulded plastic.
They push in and pop out, T done a really good guide
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Old 11-11-2008   #6
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Re: Fog Lights And Insurance

Wouldnt bother saying anything it wouldnt make any difference. There is no need for fog lights unless its foggy. They dont help light anything else up so why bother having them on?
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Old 11-11-2008   #7
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Re: Fog Lights And Insurance

Quote Originally Posted by punto_matt View Post
Wouldnt bother saying anything it wouldnt make any difference. There is no need for fog lights unless its foggy. They dont help light anything else up so why bother having them on?
I don't think he means having them on constantly as he knows that's illegal, I think he just prefers the look of a GP with fogs installed ... but I could be wrong
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Old 11-11-2008   #8
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Re: Fog Lights And Insurance

Sorry should of made it clearer, 2nd part was in reply to James1989 saying he got pulled for having his on when it wasnt foggy.
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Old 11-11-2008   #9
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Re: Fog Lights And Insurance

i had them on because i was behind a very old van chucking out alot of smoke and im not being funny but they do light things up or they wouldnt be called lights
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Old 11-11-2008   #10
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Re: Fog Lights And Insurance

Quote Originally Posted by James1989 View Post
i had them on because i was behind a very old van chucking out alot of smoke and im not being funny but they do light things up or they wouldnt be called lights
The idea of a foglight is so you can be seen not so much to help you see, although they do give the fog a nice eerie underglow...
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Old 11-11-2008   #11
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Re: Fog Lights And Insurance

they do light the sides up too say on a country lane the hedges are illuminated nicely i do see your point about more fashion statement but they do help in fog its not like you can put your high beams on
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Old 11-11-2008   #12
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Re: Fog Lights And Insurance

Quote Originally Posted by James1989 View Post
they do light the sides up too say on a country lane the hedges are illuminated nicely i do see your point about more fashion statement but they do help in fog its not like you can put your high beams on

and for what point surely you should be looking at the road ahead


bradley

any mods should be mentioned perhaps a friendly phone call or e-mail to your insurance company Before fitting to check most won't charge you (especially if your fitting Genuine Fiat made fog light units)

along the lines of

Dear insurance company

I currently have my car insurance policy with yourselves (policy no)

I would like to know if my current or subsequent insurance policy will be affected in any way if i add a set of Genuine Fiat Front fog lights to my car (reg number- XX88XXX) ?

Do i have to notify you if i do this modification
(as it does NOT affect the speed, performance, handing or acceleration of the car)?

if so who do I contact and will there be any charges levied ?

many thanks

bradley606



then keep a copy of their reply
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Old 11-11-2008   #13
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Re: Fog Lights And Insurance

tbf if I'm driving down a country lane at night I'd want my dipped beam, main beam, fog lights, flood lights and any other lights you can think of switched on.

Obviously dip/switch off if another car approaches.
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Old 11-11-2008   #14
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Re: Fog Lights And Insurance

Quote Originally Posted by fenton_jd View Post
tbf if I'm driving down a country lane at night I'd want my dipped beam, main beam, fog lights, flood lights and any other lights you can think of switched on.

Obviously dip/switch off if another car approaches.
But what about the frog lamps? Do you turn them off with the other hand?

If you guys had really driven in fog you will know that a low yellow flat beam is best for shining below the fog. Certainly that's what I found best years ogo when we did have fog.

Most frog lamps are switched on by numpties to look "council" and forget to turn them off. They are a complete pain and are usually met by me with a show of main beam if I meet such s.
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Old 11-11-2008   #15
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Re: Fog Lights And Insurance

Quote Originally Posted by hennabm View Post

Most frog lamps are switched on by numpties to look "council" and forget to turn them off. They are a complete pain and are usually met by me with a show of main beam if I meet such s.
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