Do i have to let my insurance company know if i change my allows to the 17" fiat versions found on the sportings?

also what about lowering do they need to know about that?

If so....whats the effect? How much? anyone got any good companies/ good qoutes?

cheers!

yes,

and yes

grandeJ said:

yes,

and yes

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will it make my insurance rocket upwards?

hootie121188 said:

will it make my insurance rocket upwards?

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it depends.

theres to many variables.

e.g company, your location, whether they insure with mods etc

You should declare all changes! And as already said depending on who your insured with will change how much of a premium you have to pay

who are the best insurers to go with, for cars with mods?

If your car has alloys as standard, you dont need to declare the change

Yes you do have to declare them even if you're swapping alloys for alloys as the 17s are an optional extra and everyone who's even had an insurance quote will know that they ask about modifications including optional extras.

devans_sporting said:

If your car has alloys as standard, you dont need to declare the change

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yes and no, if the car comes with alloys as standard this is included in the premium, however if you change the alloys to an upgraded size or even same size but different style even from the same manufacturer you need to disclose this to the insurers, it wont necessarily (ignore spelling) make a difference to the cost of your insurance but it keeps your insurance valid

Insurance companies see individuals who carry out major mods as a higher risk than those that dont. If you carry out mods and dont declare the fact, they are within their rights to withdraw cover and refuse to pay out. Its not what you do that matters, its the fact you have done it.

If you are going to get the 17" GP sporting wheels then you could also just play dumb and if the worst happens and you crash then just say that they were on the car when you brought the car and you didn't know they were different.

T-JET GPS said:

If you are going to get the 17" GP sporting wheels then you could also just play dumb and if the worst happens and you crash then just say that they were on the car when you brought the car and you didn't know they were different.

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Who would do such a thing!!

Insurance companies aren't dumb either! If you change something then declare it. Really worth risking loosing many thousands if not covered in the event of an accident because of undeclared mods?? I certainly wouldn't risk it! If you can't afford the higher premium then don't do the modification, an uninsured accident will cost alot more!!

True story

Go with Quinn Direct. They allow any mods which don't effect engine performance. Class.

Stripes said:

Go with Quinn Direct. They allow any mods which don't effect engine performance. Class.

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Yes they do, hence why im with them

MarkSims said:

Yes they do, hence why im with them

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Anybody made claims with this insurance company yet, or been in an accident with someone from this company, and tried claiming off them?

crazydave said:

Anybody made claims with this insurance company yet, or been in an accident with someone from this company, and tried claiming off them?

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A friend was with them at uni, had a few mods on his Clio 172. He had an accident but not sure if he claimed as it was fairly minor, i'll ask him when I speak to him.

As for Quinn allowing modifications (non performance enhancing) surely the initial premiums are higher?

Anyone comment on this? I need to renew my insurance next month.

(not that im going to be doing an mods in the near future).

AlanHod said:

A friend was with them at uni, had a few mods on his Clio 172. He had an accident but not sure if he claimed as it was fairly minor, i'll ask him when I speak to him.

As for Quinn allowing modifications (non performance enhancing) surely the initial premiums are higher?

Anyone comment on this? I need to renew my insurance next month.

(not that im going to be doing an mods in the near future).

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Well, as I live in N.I. maybe its different but they were the only people to quote me under 2k.

1200 for my first year.

crazydave said:

Anybody made claims with this insurance company yet, or been in an accident with someone from this company, and tried claiming off them?

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I've had a claim with them which cost about £1500. They sorted everything pretty well, one minor cock up with the garage the tried to send me to but nothing major.

AlanHod said:

As for Quinn allowing modifications (non performance enhancing) surely the initial premiums are higher?

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They were the cheapest policy i could find for myself on both my Seat Ibiza and on my GP. They just really dont care about non engine mods. Providing you tell them about it. They just send you a from to declare the modification and thats it, job done.


Mark