Since when was it the case that when you take out insurance you're insured for the rest of your life until you phone up and cancel? I remember it used to be for a year then you had to find other insurance.

How can a f*cking car insurance company just help themselves to whatever amount they fancy from your bank account without getting a signature from you...it's outragous.

Just opened a letter wanting £48/month(!), f*cking cheaper buying that Enzo!!! Plus a £40 admin fee, they can f*ck right off.

Now, I've read the insurance policy documentation from last year and there is no clause stating insurance is ongoing, my signature is attached to a document with a start and end date, infact there is a proposal that states "All cover ceases when the Cover Note or certificate expires or following cancellation". The credit agreement however states that it can collect monies in relation to an outstanding debt to the insurance company. If I've not signed off on another year of insurance then how can the finance company go ahead and collect for them?

Mines the same, I pay monthly under £20. Luckily my age helps as I am over 21 (?). I am insured with SAGA and the letter that came with the policy clearly states that they will continue the insurance until I cancel. Just before the renewal date I also get another letter telling me that unless I cancel they will continue the policy for another year and carry on collecting the money every month. I am surprised your company don't do the same, surely that's illegal?

I have ongoing with Churchill but every year they send a letter advising me that the insurance will end on June 6th.I can cancel if i wish but if they do not hear from me within a given time then they will deduct next years premium, Also advised on the increase in premiums,(Isn't there always)

The AA have pulled this same stunt for many years now and I know from recent experience that the usualy excellent outfit Adrian Flux are now doing the same...

I have to say that my renewal for the Bravo this year with Adrian Flux did clearly say that it would not automatically renew. Previously it had done.

That said, I pay full amount up front so never find myself in same situation that they take money out without knowing.

But irrespective of what they do with me, that doesn't seem particulary fair that they just go and help themselves to your money.

Longest Serving BOO Member

Bravo: Nov 01 80SX / 75,000 miles
Coupe: Feb 97 20V N/A / 135,000 miles

Maybe it's because you are paying through a credit agreement? I buy mine in full, and have never had this happen. Maybe Insomnia will tell us how he pay for his. Could be a reason here...



babj

That said, I pay full amount up front so never find myself in same situation that they take money out without knowing.

As above really

Longest Serving BOO Member

Bravo: Nov 01 80SX / 75,000 miles
Coupe: Feb 97 20V N/A / 135,000 miles

i relised youd already said that after i posted, insomnia, thanx. though i laughed when i recieved my new quote for my brav, even though they have it following my smash! you'd think they'd have realised this before sending the quote !?


babj

Don't get me started on this one....!!!!

Had a right go at my old insurance company about this earlier on this year.

They came out with the limp wristed excuse that "a lot of people forget to renew their insurance what with all the Christmas bills coming in..." WHAT!!!

"We have taken the worry away from you about renewing your policy..." WHAT!!!!

Let me tell you something sunshine, I can think of 124 reasons why I chose not to renew with you this year you bunch of robbin' barstewards.

Then they came out with the "you have to send us proof that you are insured with somenone else..."

WTF has it got to do with you!!!

"It's a legal requirement sir"

WHAT!!! In a free market economy that means I can insure myself with who the f**k I like, I am accountable to you and have to fork out for a stamp to send you proof that I'm insured!!!!

At this point I was looking for a small insurance person to punch!!!!

RANT OVER!!!! It's going to be a good week and my staff are now going to get a portion and it's all your fault!!!! lol.

Forgot to mention.....

£48 a month...!!!!

FCUK ME!!...Being of a certain vintage certainly has its advantages..!!!

£48 /month is extortion for someone of my advanced years and experience, I want to pay half that.

What's all this legal requirement to prove you have insurance balls?? My car is currently SORN so I can assure you I'll not be paying penny one towards this...roll on lunchtime so I can get on the blower.

I've got to fax over the SORN letter from the DVLA - is there not a way to check this online?

why do you have to fax a sorn letter? its not down to them ie insurance co's to make sure a car is taxed, mot'd etc etc i think i would be just canceling any direct debit and them writing them a nice letter claiming any money back which they have taken...

Stephen d