(G) Write off or repair?

Ok I will fall for it-----

"Don`t call me Shirley"

Should read 95K & surely `Foxtrot-Juliett'
WV55 BFJ was listed on eBay Sep2010 with mileage given @ 85K
£3,995 was the then asking price.

061030Z

it says 950k twice in discription though

Put another 90k on it and it'll be a nice low mileage 40k example

I got a copy of the repair estimate last week - £2400!! Good news is that the other insurers have admitted liability now so I can get my excess back and hopefully the cost of the hire car etc.
Esure informed me by text! I have had no other correspondence from them and I am continually chasing them. I've written to their customer services, not that I'm expecting any joy from that.
I put my Espace through a comparison site and the cheapest quote was less than half my current premium and Esure were just over half. When I rang them they refused to do anything about it. Doesn't bode well for my renewal in August.

Half the price - isn't that a good thing? Or double?

Good thing. When I renew my insurance the Espace is half what I've been paying for the Croma.

My insurance for the Croma this year's about half what I paid last year for the Croma!

Premiums seem to have dropped through the floor this year - don't buy shares in insurance companies, it seems like they're actually competing with each other for the first time.

Perhaps we're finally seeing the benefits of black boxes for young drivers, cheaper insurance for women being banned and ever-improving security.

Or perhaps they're actually being regulated properly for the first time?

http://www.bbc.co.uk/news/business-25403673

Whatever the reason, it's good news for once.

Not with my company, they actually want £433 this year.

Mind you we only have 9 years no claims, no convictions and have only had our licences for over 25 years.

On top of that we have the temerity to lock it in a garage every night. We also do an intergalactic 8,000 miles a year.

On the plus side: after consulting the Meerkat we can get it for £237 from LV.

You don't have to stick with the meerkat monopoly - plenty of companies don't want to pay their hefty commissions, so you need to get quotes directly from them (e.g. Direct Line and Aviva, among many others). I'm happy to get £70 as cashback instead of handing it over to a stuffed animal.

Couldn't have put it better myself, also worth bearing in mind comparison sites (or aggregators as they're known in the trade) serve one purpose, to get you the cheapest quote possible.

Cheap isn't always best however, and this is also why certain companies don't come up on them, they don't want to be associated with 'cheap' and 'budget' insurance cover