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Old 29-07-2012   #31
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Re: woman drove into the back of me

Was quite a while afterwards to be honest Panda, didnt realise what was going on as the docs didnt have a clue. They still don't and I am still trying to find out, they say if I had of known from the beginning I could have bought a house out of the injury claim. The legal system sucks if your honest, so feck em id claim for anything in future.
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Old 30-07-2012   #32
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Re: woman drove into the back of me

Sounds like its the doctors you want to look at perusing now for medical negligence

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Old 18-10-2012   #33
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Re: woman drove into the back of me

Quote Originally Posted by Radlet6 View Post


That should be worth at least a grand.
feckers are offering just 400 quid, think my solicitor provided by "call fiat first" are crap, they said they wanted me to have a will in place before they proceeded with claim that would be free if i lost or 50 if i won. the doctor they send me to has put in report he did some examinations when all he did was talk to me, there is no mention in his report that i walk with a stick and therefore pain in shoulder made walking painful.
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Old 21-10-2012   #34
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Re: woman drove into the back of me

Your "solicitors" (I doubt they actually are) sound like scammers to me. If they're trying to force you to take out a will as part of an unrelated personal injury claim then they are dodgy. You should report them to the Law Society if they're trying tricks like that.

If your solicitors are as dodgy as they sound then I'd ring the third party insurers myself and find out what they've offered. It would be very interesting if they're offering a grand and your friendly solicitor is planning on keeping most of it.
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Old 10-01-2013   #35
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Re: woman drove into the back of me

Quote Originally Posted by Most Easterly Pandas View Post
Standard offer starts at about 1000-1500.

How long after your accident did you try claiming out of interest?
straight away. they have redone my medical report now, but are still saying they can only get 400.

they have decided on the 400 them selves and are submitting it to the tp insurers, that sounds backwards shouldnt they be submitting my medical report to tp and see what they offer?

they say 400 for a weeks suffering is standard and every company would tell me the same.
they are also saying non fault claims don't raise future insurance price, but we all know that isnt true.
they also reckon as the claim is so low they wont get any costs paid is that a lie?
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Old 10-01-2013   #36
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Re: woman drove into the back of me

Doesn't sound right Dave, do you walk with a stick normally in which case argravated injuries causing more issues that normal. Have you seen your own Doctor and spoken with him? Get him to refer you to specialist, be aware that they will not go to court for you though as only the paid ones do as they charge for the pleasure. NHS Docs run away. They always get costs paid, they agree this stuff with other solicitors, but be careful they may work together to keep costs low. My own solicitors sent me to a Doc who when I said I am considering suing him they said they couldnt get involved as hes a personal friend (they forgot to tell me that to begin with). Also your injuries would not be at there fullest extent yet, mine had a limit of 5 years, turns out this wasn't long enough either as some of mine are still coming on but I had to settle out of court of sell my house
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Old 10-01-2013   #37
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Re: woman drove into the back of me

Dave, remind me, who is going this PI claim? Is it a company you have instructed, or insurance recomended
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Old 10-01-2013   #38
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Re: woman drove into the back of me

Perhaps you've been too honest and haven't done the oscar-winning performance at the doctor's. If you've stated a week and this is recorded then it's probably about all you'll get. You'd get a grand if it was more like a month.

Do you have legal expenses cover on your insurance? If so then that would cover any solicitors costs.

Solicitors can not recover their costs on small claims. I don't know what the limits are these days though.

Did you get the car paid out from your own insurers, or is the solicitor pursuing the repair costs too? What other costs is the solicitor pursuing - excess, hire car, loss of use, inconvenience etc? You might be able to bump it up over whatever limits there are for costs recovery - it was a grand in the old days, but it's probably all changed now.
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Old 10-01-2013   #39
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Re: woman drove into the back of me

Quote Originally Posted by Numptey View Post
Doesn't sound right Dave, do you walk with a stick normally
yes
Quote Originally Posted by Most Easterly Pandas View Post
Dave, remind me, who is going this PI claim? Is it a company you have instructed, or insurance recomended
its a firm called New law, provided by "call fiat first" paid for by my legal cover
Quote Originally Posted by Doofer View Post

Did you get the car paid out from your own insurers, or is the solicitor pursuing the repair costs too? What other costs is the solicitor pursuing - excess, hire car, loss of use, inconvenience etc? You might be able to bump it up over whatever limits there are for costs recovery - it was a grand in the old days, but it's probably all changed now.
the repair and hire car was all sorted out by "call fiat first" its a total con and nothing really to do with fiat its really a company called gemini vehicle solutions. the same company seems to run a lot of car manufacturers accident care side of things.
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Old 10-01-2013   #40
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Re: woman drove into the back of me

Have you signed anything to say your willing to use them on a no win no fee basis or that you've got to complete the claim through them for PI?

If not call one of these no win no fee companies, if they agreed to take it on tell Call Fiat First to shove it up their backside. Sound like they're bloody useless tbh.

400 is not in the correct ball park, especially not with the damage caused to the car.

@Doofer, duration is only part of the claim, type of injury and the type of collission which caused it is another thing which will dictate the figures due. As already stated, for whiplash from a rear end shunt at low speed the money isnt near the mark.

Dave, for ref, chap I know at my Gym had someone hit his X-trail at traffic lights just before Christmas. Rear ender with cracked bumper, with no medical all 4 people in the car got 1300 each.

Ultimately your in control of what the solicitors your using do. They only act on your behalf. If you say I want you to put in a claim for 9k PI they'll have to do it, doesn't mean it'll get accepted.

Had similar with dads PI claim. Our solicitor soon realised who was pulling the strings!

I'd advise writing to your solicitor advising you want them to approach with an offer for 1k in full and final settlement. See what they say from there.
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Old 10-01-2013   #41
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Re: woman drove into the back of me

i think i did sign some thing and send it back. its seperate from car damages thats been settled.
i said put in a claim for 1500 and they said it dont work like that makes me wonder if they get work from the company i am claiming off and are trying to stay in their good books
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Old 10-01-2013   #42
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Re: woman drove into the back of me

Quote Originally Posted by dave View Post
makes me wonder if they get work from the company i am claiming off and are trying to stay in their good books
Thats exactly how it works unfortunately

Tell them you'll except no less that 1500 and that the other side can work for there. When they say it don't work like that tell them your not accepting what they say and see what they say to that, as they can't just make a random offer for you without your say so.
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Old 11-01-2013   #43
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Re: woman drove into the back of me

I would be careful to accept anything too soon for starters, once you accept a figure you can't claim later for additional injuries, this is why they get you to settle "in full and final" as early as they can. If it goes on too long the "no win no fee" solicitors lose out and generally the third party insurers lose out as they normally have to pay out more (not always). I got offered 2500 for a rear end but turned it down, I refused improved offers for 5 years until the "no win, no fee" solicitors said I would have to start paying myself if I wanted to go to court as they thought I a should accept. Needless to say I could not afford to pay, but still received much more in the end that the first offer and all the costs where covered on top. I did feel that in the end the "no win no fee" solicitors were more concerend with getting there costs paid than my damages, but as Panda states, they new I was boss within the limitations of the legal system. My main lifelong issues I have didnt start until after about 1 year to be really obvious, by then it was impossible to prove for sure legally, so be warned.
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Old 11-01-2013   #44
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Re: woman drove into the back of me

I'm still trying to understand who instructed these solicitors - your own insurers or the other side? Or someone else - e.g. the car hire company or repairer?

If your own insurers did instruct them then who are both insurers? I'm wondering whether the whole lot of them are the same company, or the solicitor does a lot of work for the 3rd party insurer and is trying to keep them sweet.

TBH the 400 did sound low to me at first, but from a quick google I saw figures of 850 for 4 weeks, so thought it's perhaps OK.

I got a grand for whiplash about 15 years ago, but it was a long duration. I think they're also currently trying to limit payouts as it's all got a bit out of hand recently, now that everyone knows to try it on. I'm not suggesting you're dishonest, but lots of others are, which has driven the costs up. In fact if you were dishonest you wouldn't have told them it was fine after a week.
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Old 11-01-2013   #45
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Re: woman drove into the back of me

Its the dishonest ones that make it so hard for the people who are really in need. Certainly in my case the private doctors instructed by both sides where rubbish. Unless you have visible injuries its almost impossible to prove either way. However from what I saw the ones who act in worse pain, showed more symptoms (dare I say faked it) seemed be dealt with more sympathetically and believed more, even though I had seen some of them before they arrived at the doctors (same train). Obviously the walk from the train station must have made them much worse, its the only answer. If you man up and get on with it, you can go get f****d. No wonder people cheat the system, honesty doesn't pay.
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