These insurance company assessors/loss adjusters/etc. will go to great lengths to wriggle out of anything they can.
Quite a few years ago a builders truck/van lost control, mounted the pavement, ran across my front garden and hit my Uno SX. The insurance assessor went over my car in great detail. Test tyre depths, lights, etc. etc. He claimed this was standard practice to check vehicles for being road legal and not defective. I quietly pointed out that my vehicle did not have to be road legal (it was) as it was not on the road. Guy was just looking for every opportunity to dodge paying out and/or possibly establish a reduced value write-off position.
I also had some required motor sport safety additions all documented and approved by my insurance company. These were noted down. Road legal race harness (as well as seat belt), taped glass lights, ignition off signs, extinguisher even the required yellow tape on the battery negative lead.
If anybody doubts that insurance companies will not want or try to pick up on *anything* non production standard to potentially wriggle out of or reduce a claim then you better just hope that you are never involved in an accident even if the accident is not your fault!