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Old 06-04-2012   #1
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Thankyou Mr Bus Driver. Now I am Gutted!!

I am immensely annoyed this evening prior to Easter .

A NOT IN SERVICE bus while making a turn, has over egged it and smacked my Croma right in the middle of the near side!!!

Luckily me and the children where in church, but we came out, seeing a bus right up against my Croma, i knew something is wrong.

The whole near side from the A pillar to the C pillar has caved in, and the roof has serverely buckled.

Police did a breath test on the driver and he was just over the limit and said he did not see the parked car, so he can kiss goodbye to his job!

I am so gutted. My husband cannot understand how the car caved in, nor can I, but we do not know how fast the bus was going.

Sorry about the post, but as I read, take advice of others or post advice in this Croma forum, I think that I would like to share this with you all, as there are not many of us anyway, sadly I feel another Croma about to be cubed.

Regards

The other half of FiatFleetFamily.
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Old 06-04-2012   #2
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Gladly and most importantly good to hear none of you were hurt.

Shame about the car
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Old 07-04-2012   #3
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

+1. Also agree that it'll likely be the end of that particular Croma
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Old 07-04-2012   #4
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Oh what a bummer FiatFleetFamily. More importantly nobody was hurt.

Sounds like your Croma could be sadly history. Your loss will also be our loss here in this forum as your have contributed so much.

Wishing you all well and that a sad day/experience turns out to be a new future experience with hopefully another great Fiat.

Nick /////
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Old 09-04-2012   #5
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

UPDATE

Croma collected where I parked it this morning. Kids in a worst state than me. this morning.

My husband wanted to drain the fuel tank as it was nearly full, last night, but could not work out how it was done. Ironically the engine started, but with a few warning messages on the dashboard.

Bus Company insurance provider have dropped off a Fiat Bravo also, its not Croma for space.

Bus company has admitted all liability and all recovery costs etc etc.

On Friday evening Bus Driver was arrested for Drink Driving.

My Croma is going to a Zurich Insurance loss adjuster inspection yard near Chester and will be inspected tomorrow.
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Old 09-04-2012   #6
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

You can claim the fuel back on the insurance. Really sad, had my Punto mk2 written off in February by someone skipping a stop line, gutted! Glad all of you are ok but another sad loss of a family car.
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Old 09-04-2012   #7
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Very sad to hear of your stressful time.

You probably can't siphon the fuel tank - there are usually various obstructions in the way specifically to stop you. You'd be likely to get a gob-full of diesel, or cause a mini eco-disaster or potential accident if it gets spilt.

As said above, claim for the value of the fuel. If you have the receipt for the last fill-up then keep it. Also get a photo of the fuel gauge if possible.

The scrappers will recover the diesel anyway, so it won't be wasted.
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Old 15-04-2012   #8
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

What a shame,feel a bit sick reading this.Sadly it always happens to cars like the Croma-were there is not many of them about to begin with.If something happened to my 2.4 i couldnt cope.It would be like losing a family member.
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Old 16-04-2012   #9
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Angry Re: Thankyou Mr Bus Driver. Now I am Gutted!!

It is very worrying, bearing in mind how low the Croma is valued in the 2nd hand market. To give an example, I caught my van in a car park just before Christmas and scraped the lower panel. A tiny dent below the trim level (so no need to re-paint the whole side of the van), yet the repair bill, through the insurance, was almost 3000 and the repair on the wing of the car I hit was 2700!! With inflated prices like that, a repair needing for example a 'genuine' bumper or door, will consign our lovely Croma's to the scrap heap. I strongly believe that ridiculous repair costs like that and 'have you had an accident in the last three years' claims are to blame for our ever soaring insurance costs. Not uninsured new drivers who have to pay 1000s to insure their cars. No wonder they take a risk and drive uninsured.
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Old 16-04-2012   #10
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

All very true. As an example, I will be selling my 2.4 at some point in the next few months due to starting a new job and getting a company car. Thought I'd look at webuyanycar and got a valuation - the figure they gave me would roughly equate to a set of wheels and tyres from Fiat plus a genuine windscreen. Many Cromas will get written off as time goes by for relatively minor damage. Enjoy them while you can..!
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Old 16-04-2012   #11
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

UPDATE :

Had a letter re the loss adjuster's inspection. To repair the Croma, back to road worthy condition would cost... wait for it...#9800.00

Bus insurance company deem the Croma a total loss and thus will be written off as a category A vehicle and thus will be scrapped and not repaired / sold on.

I have been asked to collect all my personal effects before the settlement date and the road tax disc, as I can claim this back as have 7 month remaining.

Zurich will be in touch re an offer for the Croma in next 5 working days.

So for you who have commented on this post, what should I be accepting, as my husband wants to take the bus company to the cleaners.
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Old 16-04-2012   #12
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Never accept the 1st offer! Gave my friend the same advice on a Mini Cooper and they came back with a 25% increase! Find the highest priced examples you can on Auto trader (they are usually more expensive on there) etc and go from there.
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Old 16-04-2012   #13
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Quote Originally Posted by FiatFleetFamily2 View Post
UPDATE :

Had a letter re the loss adjuster's inspection. To repair the Croma, back to road worthy condition would cost... wait for it...#9800.00

Bus insurance company deem the Croma a total loss and thus will be written off as a category A vehicle and thus will be scrapped and not repaired / sold on.

I have been asked to collect all my personal effects before the settlement date and the road tax disc, as I can claim this back as have 7 month remaining.

Zurich will be in touch re an offer for the Croma in next 5 working days.

So for you who have commented on this post, what should I be accepting, as my husband wants to take the bus company to the cleaners.
Shouldn't be a CAT A, should be a CAT B really.

Husband won't be able to take the bus comapany 'to the cleaners'. It'll be their insurance company covering it, and the law is dealing with the driver.

Wait for first offer, look about for equivilent Cromers for sale atm. If the offer isn't near their prices then refuse offers and explain why.

If the car has had any recent work done to it (servicing etc) explain you want this factored into the price also, as well as the tank of fuel as mentioned above.

Also ask them to justify it was a CAT A total loss, as it can't be really. Could be really awkward and advise them you wish to keep the salvage if your husband wants as they've no legal entitlement to it as your a third party claiming and not their insured
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Old 16-04-2012   #14
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

You can claim for all reasonable expenses that have arisen from this idiot.

E.g.:
  • Time taken to deal with the claim
  • Time and travelling expenses spent buying a new car
  • A hire car if necessary while you're without a car
  • Stamps, phone calls
  • Any time taken off work
  • Any other expense that has arisen as a result of this

Out of interest, are you thinking of getting a new Croma? I'm sure a few on here would also like to know where your old one is going so we can circle like vultures and scavenge the good bits from the scrapyard!
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Old 16-04-2012   #15
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Re: Thankyou Mr Bus Driver. Now I am Gutted!!

Quote Originally Posted by Most Easterly Pandas View Post
Shouldn't be a CAT A, should be a CAT B really.

Husband won't be able to take the bus comapany 'to the cleaners'. It'll be their insurance company covering it, and the law is dealing with the driver.

Wait for first offer, look about for equivilent Cromers for sale atm. If the offer isn't near their prices then refuse offers and explain why.

If the car has had any recent work done to it (servicing etc) explain you want this factored into the price also, as well as the tank of fuel as mentioned above.

Also ask them to justify it was a CAT A total loss, as it can't be really. Could be really awkward and advise them you wish to keep the salvage if your husband wants as they've no legal entitlement to it as your a third party claiming and not their insured
Thanks for the advice. But CAT A likely, as A, B and C pillars have buckled as has the roof. Besides the repair cost if well over the 100% retained value.
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