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Old 13-11-2008   #1
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How much to offer?

Might be going back to a Cinq for a while (Panda 100hp next Christmas?? ), and have seen one locally which looks to be ok - going for a proper once over and test drive tomorrow.
Obviously the car market is somewhat slow at the moment with the credit crunch, and I'm mindful of that.

This car is a little yellow cinq sporting, 97 reg, 59,367 miles, MOT-07-2009. Taxed 31/12/08.
Has a Sei sporting interior, and some aftermarket 5 spoke 13's on it.
It's on the forecourt for 950 - which I think is a little on the steep side, even if it's completely mint.
No idea on the history, or how many owners - but the garage do offer full hpi report.

Toying with the idea of buying it with the intentions of keeping it standard (well, in it's current form shall we say), and selling the Sei to pay for my deposit on the panda & my holiday next May.
If I did decide to mod it a little, I've my black and silver Sei wheels, and a twin exit power flow sat in my shed - but that's about as far as I'd go I think...
Realistically I know I'd never get more than about 1650 for my car in a private sale, and even less at trade in - So I'd need to be looking at around 500 for the cinq to make this a sensible trade off.








Assuming that after a drive and a thorough checking over, all seems to be in order - what do we think this little yellow beasty is worth?

Also while I'm asking - is anyone insured with Endsleigh? - a mate suggested to me that with them if you change your car mid policy for reasons other than accident damage, that they restart the policy and you lose the no claims you've built up on the previous vehicle? - If that's the case is there anything illegal about me adding this car to my policy and forgetting to tell the insurer that I've sold my Sei?
I only ask since my policy runs out on the 10th of January, and it seems daft to waste the best part of a years no claims.
Alternatively, is there anything illegal about me insuring this car on a seperate policy with a different insurer?
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Old 13-11-2008   #2
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Re: How much to offer?

im going to look at a 2002 citroen C5 tomorrow for 800 with tax n test
the car market is very slow so offer as much as you're happy to pay
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Old 13-11-2008   #3
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Re: How much to offer?

650 max no more than that start low though, credit crunch etc times as they are they shouldnt really be pushing you away

hardly any tax so some bargaining there. possible bargaining depending on history and key situation etc looks in good nick but thats a picture

walk away if they wont budge

i was with endsleigh for 1 year, that says it all really

do everything by the book ronnie regarding insurance, dont try and cut corners to save a few r.e forget to say ive not got a car insured with you anymore
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Old 13-11-2008   #4
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Re: How much to offer?

id offer 500.
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Old 13-11-2008   #5
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Re: How much to offer?

If it is a trader i doubt you'll get him to go below 750

as for insurace you can insure as many cars as you want on different policies but each policy builds up it's NCB and you can only apply your current no claims to a one policy. A number of insurers will apply the same level of NCB discount you are entitled to on your main policy if it is for a second car
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Old 13-11-2008   #6
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Re: How much to offer?

Quote Originally Posted by custard View Post
im going to look at a 2002 citroen C5 tomorrow for 800 with tax n test
the car market is very slow so offer as much as you're happy to pay
That's an awesome price!

Quote Originally Posted by AppleSei View Post
650 max no more than that start low though, credit crunch etc times as they are they shouldnt really be pushing you away

hardly any tax so some bargaining there. possible bargaining depending on history and key situation etc looks in good nick but thats a picture

walk away if they wont budge

i was with endsleigh for 1 year, that says it all really

do everything by the book ronnie regarding insurance, dont try and cut corners to save a few r.e forget to say ive not got a car insured with you anymore
Sound advice yet again from you Apple - suppose I could just keep the Sei for two more months (might take that long to sell her I guess), and just insure the cinq seperately, or even keep it at the mother in laws off the rd until January...

Quote Originally Posted by alainax View Post
id offer 500.
That's really as much as I'd like to pay - hoping to be conciderably in pocket if this all goes through, what with all the things I have planned next year.
Plus I'm not looking at this car as an investment - ever since I did this photoshop, and took a test drive in one, I've been hankering for a 100hp:
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Old 13-11-2008   #7
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Re: How much to offer?

id keep for now and look at situation after new year.

Chances are with xmas coming up as well, it will be there into the new year
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Old 13-11-2008   #8
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Re: How much to offer?

Quote Originally Posted by AppleSei View Post
id keep for now and look at situation after new year.

Chances are with xmas coming up as well, it will be there into the new year
aye, not a bad idea - still going to test drive it, might even offer the guy a silly price like 250 to see if he bites or not.... stranger things have happened
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Old 13-11-2008   #9
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Re: How much to offer?

Quote Originally Posted by ronnieronson View Post
aye, not a bad idea - still going to test drive it, might even offer the guy a silly price like 250 to see if he bites or not.... stranger things have happened
something tells me he/she will laugh in your face
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Old 13-11-2008   #10
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Re: How much to offer?

Quote Originally Posted by AppleSei View Post
something tells me he/she will laugh in your face
Maybe - but they probably wont remember me in two months time if I go back to buy the car
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Old 13-11-2008   #11
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Re: How much to offer?

Is it just me or are those seats from a Sei MPI sporting? Feel free to flame me if im wrong.
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Old 13-11-2008   #12
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Re: How much to offer?

Quote Originally Posted by ronnieronson View Post
Has a Sei sporting interior, and some aftermarket 5 spoke 13's on it.
You are quite right...
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Old 13-11-2008   #13
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Re: How much to offer?

Omg i fail..... ill get back in my hole ;(................................................ .....
Its late and i got 2 hours sleep last night!
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Old 13-11-2008   #14
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Re: How much to offer?

Quote Originally Posted by watchyourbaK View Post
Omg i fail..... ill get back in my hole ;(................................................ .....
Its late and i got 2 hours sleep last night!

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Old 13-11-2008   #15
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Re: How much to offer?

Quote Originally Posted by watchyourbaK View Post
Omg i fail..... ill get back in my hole ;(................................................ .....
Its late and i got 2 hours sleep last night!
you didnt fail, you are correct,

ronnie failed in fact as he only said in his original qoute 'sei sporting interior' there is obviously the spi interior but that is not specifying which interior so ronnie.......FAIL!!!
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Last edited by AppleSei; 13-11-2008 at 23:46.
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