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I've found the flaw in my otherwise brilliant plan - the price of a tax disc...
1.9D Manual = 160 = £170
1.9D 16v Manual = 161 = £170
1.9D 16v Auto = 187 = £250
2.4D Auto = 212 = £270
2.2 Manual = 204 = £270
2.2 Auto = 229 = £460
Ouch. Thanks to the bizarre VED bands, that car's pretty much worthless.