I've owned both a 500 diesel and now a 500x diesel, obviously quite different cars. While the 500 had its flaws it was characterful and before I bought ours I hired a 500 1.2 for a few days, the engine suits the car well.
With your age which I presume is sub 20, insurance is a significant cost.
I could go into detail about the pro's and con's of allsorts now but havent got time. In your position what I would do is:
1) Go for a car with cheap insurance.
2) Buy almost new. (new may be miles rather than age).
3) Try and get this cheap.
4) Try and save a bit prior to purchase and then go to a lender and get a 12 month loan, this will make your interest a lot less than 3-4 year loans....and balloon payments.
In 12 months if you buy a car at 6k-8k car you can have the whole thing paid off (if you have a bit saved and can stretch to £350pm-£500pm) and have a car as an asset remaining.
Unlike the alternative which is a few more years of £300- £400 per month payments and then a big balloon payment at the end to buy the car. Do the maths and it adds an extra £15k?
That's my 2 penneth, but again I am about twice your age and see things more financially as a chartered accountant.
well do you think I would be better off with a top of the range 500 lounge the actual cost of the x per mouth is £462.22 for the top of the range 500 with all the bells and whistles on it its £325.66.
Also I spoken to more people I know about getting the X and they all still say that I shouldn't have a big car as my very first car so I am starting to think for now at least I may be better with the 500.
I did have a go and driving my friends 500 today and we tired getting 4 people in turns out with the seat in the position I need it to be for me to drive (nearly all the way back but not quite) you can still fit a person (around 6ft tall behind me)
Though and opinions please.