General 500 Twinair insurance

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General 500 Twinair insurance

Nosegas

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Hello. Long time reader, first time poster.

Been toying with buying a 500 Twinair but was slightly troubled by the insurance ratings. If I'm reading this bumf correctly it says that the Twinair is insurance group 12 compared to group 6 for a 1.2-litre 500. Surely some mistake? Even the Abarth is only group 13.

Has anyone here gone from a 500 1.2 to a Twinair and did they find their insurance went up significantly with the 0.9-litre car?

Cheers.
 
its the new insurance groups which are 1-50 iirc to 1-20 for older cars like the 1.2

This is from the Feb/March 2011 price list which shows insurance groupings on the new 1-50 scale. I've just double checked and it's definitely group 6 for the 1.2 Lounge against group 12 for the Twinair Lounge.
 
This is from the Feb/March 2011 price list which shows insurance groupings on the new 1-50 scale. I've just double checked and it's definitely group 6 for the 1.2 Lounge against group 12 for the Twinair Lounge.

Yes and the 6 is on the old scale of 1-20 and the 12 is on the scale of 1-50.

Actually I take it back. It seems it is 5-7 on the new scale. this is to be expected with the twinair being more powerful though.
 
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At the top of the this column in the spec sheet it says 'Insurance group (1-50)' and the lists all models in the range.

The 1.2 Lounge was in group 4 under the old 1-20 system.
 
At the top of the this column in the spec sheet it says 'Insurance group (1-50)' and the lists all models in the range.

The 1.2 Lounge was in group 4 under the old 1-20 system.
Hence my edit. Just remember that insurance isn't based purely on groups so a group 12 car won' necessarily be twice the cost of a group 6 car.
 
My question really is does anyone have any experience of the relative insurance costs of a 1.2 versus a Twinair? If not, I'll surrender my will to live and trawl around some online insurance sites.
 
I went for the 1.2 over the twinair due to insurance and extra cost to buy. I suppose it depends if you want the extra power in the car and if you'll do enough mileage to make the better mpg pay off. It would be nice to see your car doing 76mpg. Also I'm not sure if the difference of insurance would be comparable ( not sure if that's a word) to another persons due to postcode & driving history etc. If you've got a few points then this may increase the cost of insuring a group 11 car compared to someone with no points. Just some thoughts to ponder. I've found Liverpool Victoria the best for the last three quotes I've had this year for myself, boyfriend and Aunty. Got the quote through go compare. When I transferred my insurance to my Fiat 500 LV kept my Peugeot 307 (1.6 petrol) insured for a further 2 weeks free of charge at the same level of cover for me to sell it. This made things allot easier as I sold my Peugeot privately. I would highly recommend them. It was also nice that my policy reduced by £80 for the rest of the year. Good luck, let us know what you discover. p.s don't forget to think of road tax in cost comparisions, I have found out that my 1.2 lounge is £35 a year to tax as expected, but £0 for 6 months, this was a surprise. So free road tax just to go to the post office an extra time!
 
Hello, I'm a newbie to the forum, and I thought I'd chime in as I've also been looking at the Twinair recently with a view to buying one soonish. I did an online insurancey quote thingy for the 500 Twinair, and found the price not so bad given that insurance seems to have rocketed up recently!

I was getting quotes of around £470 fully comp, which isn't bad for NW London..
 
to get an answer means revealing your age :)

To get a true answer the respondent would need to live on the same street as me and do the same thing for a living. Which would be quite spooky.

Really I'm just curious as to whether anyone has found a Twinair notably more expensive to insure than a 1.2.
 
To get a true answer the respondent would need to live on the same street as me and do the same thing for a living. Which would be quite spooky.

Really I'm just curious as to whether anyone has found a Twinair notably more expensive to insure than a 1.2.

At the age that I am at to insure a 1.4 / TA as against a 1.2 has a differential of around €40. Age is a big factor along with the points or no points, having a full licence, etc.
If you are a young person you're better off with a 1.2 - anything bigger will be relatively expensive to insure.
 
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Not really an answer for the OP but might be useful to someone. I've just changed from a 1.4 lounge to a Twin Air lounge convertible and was surprised to find that my insurance stayed exactly the same. I guess the reduction in engine size must have balanced out going from a hard to a soft top :)
 
Not really an answer for the OP but might be useful to someone. I've just changed from a 1.4 lounge to a Twin Air lounge convertible and was surprised to find that my insurance stayed exactly the same. I guess the reduction in engine size must have balanced out going from a hard to a soft top :)

Maxi has already outlined the insurance grouping but to summarise...

Lounge/Sport spec
1.2 old 4 new 6
1.4 old 6 new 12
TA old - new 12
Abarth 13 new 26

So the TA and the 1.4 are the same for an insurance perspective. Savings will be on car tax as mentioned by Lyndsey.
The c is not rated as a convertible - I haven't checked the groupings but I reckon its the more or less the same as the 'hardtop'.

P.S. Just checked. The TA 500c is classified as 15 - higher than the hardtop.
P.P.S. Loulou - you have a good broker !
 
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I got our insurance broker to quote for both the 1.2 and the TA prior to placing an order for a new car, which we got on March 1 this year.

If memory serves the 1.2 was about £220-240 (can't remember!) and the TA £260 with the same excesses.
 
i confused the meerkats before ordering (before i was a naughty boy) and was only looking like £20-£30 more for the TA against the 1.2 so will equal out with tax saving

oddly my recent eurovision british entry three points make no difference to current policies
 
Thing is the TA has got one of those things, it's a key word that Insurance brokers hate, "TURBO" :D

Saab got over this by not advertising their cars (except the performance model) of having a turbo. No mention of it on the boot lid. Quietly referred to a Light Pressure turbo to improve torque and give good economy figures give the weight of it (mind you - a 'orrible car to drive). Allthough you could hardly call the TA a LPT :). Still I think the rating is low at 12 - thankfully not too many boyracers buying the 500 although this could change in another 2-3 years. I hate to think what you would pay as a 27 year old with an A500c eesseese :eek:
 
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