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Old 26-04-2011   #1
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500 Twinair insurance

Hello. Long time reader, first time poster.

Been toying with buying a 500 Twinair but was slightly troubled by the insurance ratings. If I'm reading this bumf correctly it says that the Twinair is insurance group 12 compared to group 6 for a 1.2-litre 500. Surely some mistake? Even the Abarth is only group 13.

Has anyone here gone from a 500 1.2 to a Twinair and did they find their insurance went up significantly with the 0.9-litre car?

Cheers.
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Old 26-04-2011   #2
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Re: 500 Twinair insurance

its the new insurance groups which are 1-50 iirc to 1-20 for older cars like the 1.2
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Old 26-04-2011   #3
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Re: 500 Twinair insurance

Quote Originally Posted by 306maxi View Post
its the new insurance groups which are 1-50 iirc to 1-20 for older cars like the 1.2
This is from the Feb/March 2011 price list which shows insurance groupings on the new 1-50 scale. I've just double checked and it's definitely group 6 for the 1.2 Lounge against group 12 for the Twinair Lounge.
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Old 26-04-2011   #4
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Re: 500 Twinair insurance

Quote Originally Posted by Nosegas View Post
This is from the Feb/March 2011 price list which shows insurance groupings on the new 1-50 scale. I've just double checked and it's definitely group 6 for the 1.2 Lounge against group 12 for the Twinair Lounge.
Yes and the 6 is on the old scale of 1-20 and the 12 is on the scale of 1-50.

Actually I take it back. It seems it is 5-7 on the new scale. this is to be expected with the twinair being more powerful though.
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Last edited by 306maxi; 26-04-2011 at 21:25.
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Old 26-04-2011   #5
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Re: 500 Twinair insurance

At the top of the this column in the spec sheet it says 'Insurance group (1-50)' and the lists all models in the range.

The 1.2 Lounge was in group 4 under the old 1-20 system.
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Old 26-04-2011   #6
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Re: 500 Twinair insurance

Quote Originally Posted by Nosegas View Post
At the top of the this column in the spec sheet it says 'Insurance group (1-50)' and the lists all models in the range.

The 1.2 Lounge was in group 4 under the old 1-20 system.
Hence my edit. Just remember that insurance isn't based purely on groups so a group 12 car won' necessarily be twice the cost of a group 6 car.
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Old 26-04-2011   #7
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Re: 500 Twinair insurance

My question really is does anyone have any experience of the relative insurance costs of a 1.2 versus a Twinair? If not, I'll surrender my will to live and trawl around some online insurance sites.
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Old 26-04-2011   #8
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Re: 500 Twinair insurance

Quote Originally Posted by Nosegas View Post
My question really is does anyone have any experience of the relative insurance costs of a 1.2 versus a Twinair? If not, I'll surrender my will to live and trawl around some online insurance sites.
to get an answer means revealing your age
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Old 26-04-2011   #9
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Re: 500 Twinair insurance

I went for the 1.2 over the twinair due to insurance and extra cost to buy. I suppose it depends if you want the extra power in the car and if you'll do enough mileage to make the better mpg pay off. It would be nice to see your car doing 76mpg. Also I'm not sure if the difference of insurance would be comparable ( not sure if that's a word) to another persons due to postcode & driving history etc. If you've got a few points then this may increase the cost of insuring a group 11 car compared to someone with no points. Just some thoughts to ponder. I've found Liverpool Victoria the best for the last three quotes I've had this year for myself, boyfriend and Aunty. Got the quote through go compare. When I transferred my insurance to my Fiat 500 LV kept my Peugeot 307 (1.6 petrol) insured for a further 2 weeks free of charge at the same level of cover for me to sell it. This made things allot easier as I sold my Peugeot privately. I would highly recommend them. It was also nice that my policy reduced by 80 for the rest of the year. Good luck, let us know what you discover. p.s don't forget to think of road tax in cost comparisions, I have found out that my 1.2 lounge is 35 a year to tax as expected, but 0 for 6 months, this was a surprise. So free road tax just to go to the post office an extra time!
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Old 26-04-2011   #10
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Re: 500 Twinair insurance

Hello, I'm a newbie to the forum, and I thought I'd chime in as I've also been looking at the Twinair recently with a view to buying one soonish. I did an online insurancey quote thingy for the 500 Twinair, and found the price not so bad given that insurance seems to have rocketed up recently!

I was getting quotes of around 470 fully comp, which isn't bad for NW London..
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Old 26-04-2011   #11
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Re: 500 Twinair insurance

Quote Originally Posted by multispoke View Post
to get an answer means revealing your age
To get a true answer the respondent would need to live on the same street as me and do the same thing for a living. Which would be quite spooky.

Really I'm just curious as to whether anyone has found a Twinair notably more expensive to insure than a 1.2.
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Old 26-04-2011   #12
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Re: 500 Twinair insurance

Quote Originally Posted by Nosegas View Post
To get a true answer the respondent would need to live on the same street as me and do the same thing for a living. Which would be quite spooky.

Really I'm just curious as to whether anyone has found a Twinair notably more expensive to insure than a 1.2.
At the age that I am at to insure a 1.4 / TA as against a 1.2 has a differential of around €40. Age is a big factor along with the points or no points, having a full licence, etc.
If you are a young person you're better off with a 1.2 - anything bigger will be relatively expensive to insure.
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Last edited by multispoke; 26-04-2011 at 21:58. Reason: .
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Old 26-04-2011   #13
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Re: 500 Twinair insurance

Quote Originally Posted by Lyndsey7757 View Post
It would be nice to see your car doing 76mpg.
I think you've more chance of seeing this in a 1.2 than a twinair.
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Old 26-04-2011   #14
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Re: 500 Twinair insurance

Not really an answer for the OP but might be useful to someone. I've just changed from a 1.4 lounge to a Twin Air lounge convertible and was surprised to find that my insurance stayed exactly the same. I guess the reduction in engine size must have balanced out going from a hard to a soft top
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Old 26-04-2011   #15
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Re: 500 Twinair insurance

Quote Originally Posted by loulou View Post
Not really an answer for the OP but might be useful to someone. I've just changed from a 1.4 lounge to a Twin Air lounge convertible and was surprised to find that my insurance stayed exactly the same. I guess the reduction in engine size must have balanced out going from a hard to a soft top
Maxi has already outlined the insurance grouping but to summarise...

Lounge/Sport spec
1.2 old 4 new 6
1.4 old 6 new 12
TA old - new 12
Abarth 13 new 26

So the TA and the 1.4 are the same for an insurance perspective. Savings will be on car tax as mentioned by Lyndsey.
The c is not rated as a convertible - I haven't checked the groupings but I reckon its the more or less the same as the 'hardtop'.

P.S. Just checked. The TA 500c is classified as 15 - higher than the hardtop.
P.P.S. Loulou - you have a good broker !
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Last edited by multispoke; 26-04-2011 at 23:11. Reason: P.P.S.
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