Thanks so much for all the further comments. Just got back from the Mini dealership. Wow, I don't know how they're still selling those cars. Still a great little car but the prices are just obscene when you look at the competition. To give you an idea, the Audi A1 I was looking at was going to cost me £225 per month over 3 years, and the equivalent Mini One D, with accessories and options to rival the Audi, was £309 over 3 years, or £289 over 4 years!
So it's definitely going to be a 500, which in all honesty, I'm really happy about as it's my favourite!
Regarding wheels, I did consider the 16", as I agree they do look a little better and for the sake of £50 it seems silly not to go for them. I'm just thinking of tyre costs. Does anyone know how much difference there is between the tyres for the 15 vs the 16?
So, new deals look reasonable fortunately. Although it looks like I'll be going for the 1.2 rather than the TwinAir, as the interest rate on the 1.2 is still at 0.8% whereas the TwinAir is now at 3.4%. Here's where some maths comes in;
The TwinAir will cost me £211 per month, and the 1.2 would cost me £189 per month. Now I only do about 6000 miles a year, but 90% of that is 'start stop' city driving. Is it worth going for the TwinAir? Efficiency is literally at the top of my priorities, I don't care about performance since I'm not going to be spending much time above 40mph anyway!
It seems to me that the difference in cost between the 1.2 and the TwinAir is going to be a lot more than the money I would save on fuel over the 3 years I'll keep it.
Any ideas?
Either way, I'm very pleased they're keeping the low interest rate.